Crop-loss band · Kansas
Lane County, Kansas — crop-loss band
- 0.96Low end of the filed band
- 1.73Middle of the filed band
- 2.47High end of the filed band
- 2022Worst year filed (3.42)
- 10Years filed
Every year the Risk Management Agency has filed for Lane County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.96 at the low end to 2.47 at the high end, with 1.73 in the middle. The worst year filed is 2022, at 3.42. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,591,951 | $3,343,464 | $7,808,984 | 574 | 574 | 2.10 |
| 2016 | $307,980 | $297,155 | $1,169,331 | 81 | 81 | 0.96 |
| 2017 | $1,107,963 | $2,013,960 | $4,997,270 | 418 | 418 | 1.82 |
| 2018 | $1,299,780 | $2,824,719 | $6,111,094 | 392 | 392 | 2.17 |
| 2019 | $751,865 | $914,517 | $3,255,001 | 142 | 141 | 1.22 |
| 2020 | $1,179,300 | $2,035,283 | $5,164,215 | 258 | 257 | 1.73 |
| 2021 | $2,500,392 | $3,571,118 | $9,567,278 | 305 | 302 | 1.43 |
| 2022 | $9,078,172 | $31,028,227 | $38,030,980 | 897 | 897 | 3.42 |
| 2023 | $13,355,353 | $32,966,910 | $54,747,189 | 1,316 | 1,316 | 2.47 |
| 2024 | $6,076,719 | $9,178,261 | $24,009,065 | 784 | 784 | 1.51 |
Commodities insured in Lane County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grain Sorghum 10 years filed
- 0.72Low end of the filed band
- 1.28Middle of the filed band
- 2.34High end of the filed band
- 2022Worst year filed (3.92)
- 10Years filed
- $16,304,279Premium filed
- $39,926,803Indemnity paid
- $64,535,583Liability insured
- 223,461Quantity planted
- 226,257Quantity lost
- 1,703Policies
- 1,703Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Lane County
- Drought $32,617,236 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $3,036,546 indemnity · 4 years
- Heat $1,668,173 indemnity · 7 years
- Hail $899,045 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $819,479 indemnity · 8 years
- Hot Wind $386,627 indemnity · 9 years
Wheat 10 years filed
- 1.05Low end of the filed band
- 2.18Middle of the filed band
- 2.85High end of the filed band
- 2018Worst year filed (2.89)
- 10Years filed
- $10,866,758Premium filed
- $24,918,194Indemnity paid
- $49,678,716Liability insured
- 265,000Quantity planted
- 264,959Quantity lost
- 2,495Policies
- 2,494Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Lane County
- Drought $17,644,427 indemnity · 10 years
- Hail $3,290,484 indemnity · 8 years
- Cold Winter $960,659 indemnity · 4 years
- Wind/Excess Wind $910,539 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $616,387 indemnity · 4 years
- Freeze $283,221 indemnity · 6 years
Corn 10 years filed
- 0.63Low end of the filed band
- 1.25Middle of the filed band
- 2.69High end of the filed band
- 2022Worst year filed (3.22)
- 10Years filed
- $9,408,868Premium filed
- $22,008,671Indemnity paid
- $37,516,362Liability insured
- 103,555Quantity planted
- 103,753Quantity lost
- 731Policies
- 727Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Lane County
- Drought $13,889,776 indemnity · 9 years
- Heat $2,309,913 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,214,031 indemnity · 4 years
- Hail $1,704,415 indemnity · 7 years
- Hot Wind $1,295,567 indemnity · 6 years
- Decline in Price $241,896 indemnity · 8 years
Pasture,Rangeland,Forage 8 years filed
- 0.62Low end of the filed band
- 1.58Middle of the filed band
- 2.93High end of the filed band
- 2022Worst year filed (2.93)
- 8Years filed
- $669,570Premium filed
- $1,319,946Indemnity paid
- $3,129,746Liability insured
- 81,842Quantity planted
- 0Quantity lost
- 238Policies
- 238Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Lane County
- ARPI/SCO/STAX Crops Only $1,319,946 indemnity · 8 years
Every county-crop the agency files in Kansas → Buy the Lane County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.