Crop-loss band · Kansas
McPherson County, Kansas — crop-loss band
- 1.51Low end of the filed band
- 1.93Middle of the filed band
- 3.04High end of the filed band
- 2023Worst year filed (3.11)
- 10Years filed
Every year the Risk Management Agency has filed for McPherson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.51 at the low end to 3.04 at the high end, with 1.93 in the middle. The worst year filed is 2023, at 3.11. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,359,169 | $2,623,777 | $12,903,025 | 799 | 796 | 1.93 |
| 2016 | $671,032 | $1,013,624 | $5,436,470 | 378 | 371 | 1.51 |
| 2017 | $1,400,093 | $2,521,966 | $9,801,775 | 647 | 645 | 1.80 |
| 2018 | $2,279,737 | $5,706,007 | $20,847,514 | 1,056 | 1,054 | 2.50 |
| 2019 | $2,733,388 | $6,231,961 | $25,117,440 | 1,115 | 1,112 | 2.28 |
| 2020 | $866,782 | $1,309,831 | $7,289,247 | 419 | 419 | 1.51 |
| 2021 | $1,184,945 | $2,427,044 | $11,488,669 | 469 | 468 | 2.05 |
| 2022 | $7,677,982 | $23,313,762 | $56,591,232 | 1,975 | 1,975 | 3.04 |
| 2023 | $12,075,848 | $37,613,191 | $90,326,508 | 2,945 | 2,945 | 3.11 |
| 2024 | $4,018,334 | $6,460,155 | $27,270,921 | 1,405 | 1,405 | 1.61 |
Commodities insured in McPherson County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.09Low end of the filed band
- 1.78Middle of the filed band
- 3.82High end of the filed band
- 2023Worst year filed (5.79)
- 10Years filed
- $10,729,788Premium filed
- $39,699,282Indemnity paid
- $88,347,286Liability insured
- 291,585Quantity planted
- 289,456Quantity lost
- 3,538Policies
- 3,531Policies with a loss
- 3.70Loss ratio, whole span
Causes that carried the indemnity in McPherson County
- Drought $33,019,583 indemnity · 9 years
- Heat $2,826,649 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,794,225 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,177,351 indemnity · 10 years
- Decline in Price $318,539 indemnity · 8 years
- Hot Wind $237,019 indemnity · 6 years
Wheat 10 years filed
- 1.37Low end of the filed band
- 1.91Middle of the filed band
- 2.78High end of the filed band
- 2019Worst year filed (2.86)
- 10Years filed
- $11,392,497Premium filed
- $23,728,434Indemnity paid
- $99,571,642Liability insured
- 394,087Quantity planted
- 399,750Quantity lost
- 3,469Policies
- 3,463Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in McPherson County
- Drought $13,023,072 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,122,406 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $1,684,703 indemnity · 6 years
- Decline in Price $1,432,567 indemnity · 7 years
- Hail $1,228,564 indemnity · 8 years
- Freeze $939,916 indemnity · 10 years
Corn 10 years filed
- 0.80Low end of the filed band
- 1.55Middle of the filed band
- 2.27High end of the filed band
- 2018Worst year filed (3.40)
- 10Years filed
- $6,394,449Premium filed
- $11,952,561Indemnity paid
- $43,312,565Liability insured
- 116,139Quantity planted
- 109,822Quantity lost
- 1,704Policies
- 1,702Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in McPherson County
- Drought $7,985,260 indemnity · 8 years
- Heat $1,147,218 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,048,387 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $865,883 indemnity · 6 years
- Decline in Price $404,200 indemnity · 8 years
- Hail $142,193 indemnity · 4 years
Grain Sorghum 10 years filed
- 1.32Low end of the filed band
- 1.44Middle of the filed band
- 2.62High end of the filed band
- 2023Worst year filed (3.42)
- 10Years filed
- $4,671,856Premium filed
- $11,850,206Indemnity paid
- $29,487,556Liability insured
- 95,652Quantity planted
- 95,494Quantity lost
- 1,563Policies
- 1,560Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in McPherson County
- Drought $9,526,385 indemnity · 10 years
- Heat $664,074 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $655,726 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $600,788 indemnity · 10 years
- Decline in Price $172,886 indemnity · 7 years
- Insects $124,176 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 1.06Low end of the filed band
- 1.73Middle of the filed band
- 2.03High end of the filed band
- 2023Worst year filed (2.24)
- 10Years filed
- $1,078,720Premium filed
- $1,990,835Indemnity paid
- $6,353,752Liability insured
- 89,941Quantity planted
- 0Quantity lost
- 934Policies
- 934Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in McPherson County
- ARPI/SCO/STAX Crops Only $1,990,835 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the McPherson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.