Crop-loss band · Kansas
Montgomery County, Kansas — crop-loss band
- 0.67Low end of the filed band
- 1.59Middle of the filed band
- 3.16High end of the filed band
- 2022Worst year filed (4.14)
- 10Years filed
Every year the Risk Management Agency has filed for Montgomery County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.67 at the low end to 3.16 at the high end, with 1.59 in the middle. The worst year filed is 2022, at 4.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $845,852 | $868,796 | $4,382,163 | 225 | 220 | 1.03 |
| 2016 | $584,110 | $392,990 | $3,196,041 | 165 | 165 | 0.67 |
| 2017 | $645,875 | $650,976 | $3,505,619 | 168 | 163 | 1.01 |
| 2018 | $807,620 | $1,039,537 | $5,223,528 | 217 | 217 | 1.29 |
| 2019 | $2,118,367 | $5,769,594 | $12,523,698 | 636 | 635 | 2.72 |
| 2020 | $868,735 | $1,824,948 | $5,513,507 | 278 | 278 | 2.10 |
| 2021 | $1,878,010 | $2,986,750 | $12,704,733 | 391 | 389 | 1.59 |
| 2022 | $5,484,429 | $22,711,624 | $35,605,242 | 731 | 731 | 4.14 |
| 2023 | $3,309,466 | $10,461,642 | $22,722,346 | 611 | 611 | 3.16 |
| 2024 | $3,280,722 | $6,377,700 | $19,291,000 | 486 | 486 | 1.94 |
Commodities insured in Montgomery County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.68Low end of the filed band
- 1.40Middle of the filed band
- 3.69High end of the filed band
- 2022Worst year filed (4.58)
- 10Years filed
- $12,458,478Premium filed
- $35,355,111Indemnity paid
- $81,771,054Liability insured
- 281,672Quantity planted
- 275,720Quantity lost
- 2,120Policies
- 2,111Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Drought $26,919,539 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,381,245 indemnity · 10 years
- Heat $2,376,276 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,828,073 indemnity · 4 years
- Decline in Price $390,617 indemnity · 7 years
- Hot Wind $251,390 indemnity · 3 years
Corn 10 years filed
- 0.39Low end of the filed band
- 1.11Middle of the filed band
- 3.60High end of the filed band
- 2019Worst year filed (3.98)
- 10Years filed
- $4,645,386Premium filed
- $11,434,499Indemnity paid
- $29,020,461Liability insured
- 71,350Quantity planted
- 68,117Quantity lost
- 781Policies
- 778Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Drought $6,813,704 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,392,951 indemnity · 9 years
- Heat $927,621 indemnity · 6 years
- Flood $505,910 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $431,189 indemnity · 4 years
- Decline in Price $125,121 indemnity · 7 years
Wheat 10 years filed
- 1.02Low end of the filed band
- 1.89Middle of the filed band
- 3.09High end of the filed band
- 2020Worst year filed (3.37)
- 10Years filed
- $2,244,415Premium filed
- $5,529,678Indemnity paid
- $11,195,259Liability insured
- 81,208Quantity planted
- 81,223Quantity lost
- 648Policies
- 647Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $5,005,254 indemnity · 9 years
- Drought $205,167 indemnity · 6 years
- Flood $126,959 indemnity · 4 years
- Decline in Price $76,305 indemnity · 4 years
- Mycotoxin $33,818 indemnity · 1 years
- Freeze $19,468 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.74Low end of the filed band
- 1.47Middle of the filed band
- 2.18High end of the filed band
- 2015Worst year filed (3.20)
- 10Years filed
- $474,907Premium filed
- $765,269Indemnity paid
- $2,681,103Liability insured
- 38,015Quantity planted
- 0Quantity lost
- 359Policies
- 359Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- ARPI/SCO/STAX Crops Only $765,269 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Montgomery County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.