Crop-loss band · Kansas
Osage County, Kansas — crop-loss band
- 0.90Low end of the filed band
- 1.57Middle of the filed band
- 2.50High end of the filed band
- 2023Worst year filed (2.55)
- 10Years filed
Every year the Risk Management Agency has filed for Osage County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.90 at the low end to 2.50 at the high end, with 1.57 in the middle. The worst year filed is 2023, at 2.55. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $469,205 | $757,210 | $2,915,343 | 230 | 226 | 1.61 |
| 2016 | $521,289 | $626,206 | $3,209,937 | 236 | 231 | 1.20 |
| 2017 | $167,492 | $150,923 | $1,159,505 | 73 | 69 | 0.90 |
| 2018 | $1,927,358 | $4,809,181 | $14,942,499 | 570 | 569 | 2.50 |
| 2019 | $1,144,210 | $2,154,032 | $8,382,773 | 385 | 384 | 1.88 |
| 2020 | $893,436 | $1,365,694 | $6,971,541 | 319 | 319 | 1.53 |
| 2021 | $1,510,033 | $2,049,585 | $10,356,940 | 332 | 332 | 1.36 |
| 2022 | $4,308,637 | $10,200,299 | $33,963,360 | 827 | 827 | 2.37 |
| 2023 | $5,068,682 | $12,901,773 | $42,415,823 | 1,038 | 1,038 | 2.55 |
| 2024 | $1,562,242 | $2,457,449 | $11,205,289 | 456 | 456 | 1.57 |
Commodities insured in Osage County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.53Low end of the filed band
- 1.58Middle of the filed band
- 2.55High end of the filed band
- 2023Worst year filed (3.31)
- 10Years filed
- $10,016,351Premium filed
- $24,648,655Indemnity paid
- $84,835,032Liability insured
- 242,455Quantity planted
- 242,622Quantity lost
- 2,162Policies
- 2,149Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Osage County
- Drought $17,797,324 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,971,227 indemnity · 10 years
- Heat $2,334,265 indemnity · 6 years
- Freeze $740,099 indemnity · 2 years
- Decline in Price $393,765 indemnity · 9 years
- Hail $290,098 indemnity · 6 years
Corn 10 years filed
- 0.80Low end of the filed band
- 1.32Middle of the filed band
- 1.70High end of the filed band
- 2018Worst year filed (2.70)
- 10Years filed
- $6,129,442Premium filed
- $10,052,000Indemnity paid
- $41,579,132Liability insured
- 103,668Quantity planted
- 98,751Quantity lost
- 1,210Policies
- 1,208Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Osage County
- Drought $6,348,906 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,658,027 indemnity · 9 years
- Heat $690,685 indemnity · 5 years
- Decline in Price $244,660 indemnity · 6 years
- Hail $31,416 indemnity · 6 years
- Flood $26,096 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.34Low end of the filed band
- 1.78Middle of the filed band
- 2.39High end of the filed band
- 2021Worst year filed (2.92)
- 10Years filed
- $1,081,648Premium filed
- $2,033,131Indemnity paid
- $6,946,171Liability insured
- 103,204Quantity planted
- 0Quantity lost
- 839Policies
- 839Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Osage County
- ARPI/SCO/STAX Crops Only $2,033,131 indemnity · 10 years
Wheat 10 years filed
- 0.71Low end of the filed band
- 1.83Middle of the filed band
- 3.10High end of the filed band
- 2022Worst year filed (3.12)
- 10Years filed
- $345,143Premium filed
- $738,566Indemnity paid
- $2,162,674Liability insured
- 12,059Quantity planted
- 12,061Quantity lost
- 255Policies
- 255Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Osage County
- Excess Moisture/Precipitation/Rain $558,665 indemnity · 6 years
- Decline in Price $59,839 indemnity · 4 years
- Drought $32,248 indemnity · 5 years
- Hail $27,648 indemnity · 5 years
- Mycotoxin $20,846 indemnity · 1 years
- Cold Wet Weather $11,365 indemnity · 5 years
Every county-crop the agency files in Kansas → Buy the Osage County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.