Crop-loss band · Kansas
Osborne County, Kansas — crop-loss band
- 1.14Low end of the filed band
- 2.00Middle of the filed band
- 2.73High end of the filed band
- 2023Worst year filed (4.13)
- 10Years filed
Every year the Risk Management Agency has filed for Osborne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.14 at the low end to 2.73 at the high end, with 2.00 in the middle. The worst year filed is 2023, at 4.13. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,384,521 | $5,983,423 | $17,882,091 | 1,025 | 1,025 | 2.51 |
| 2016 | $457,402 | $1,149,589 | $2,920,717 | 292 | 290 | 2.51 |
| 2017 | $2,066,046 | $3,543,798 | $11,688,412 | 746 | 743 | 1.72 |
| 2018 | $2,112,349 | $4,891,126 | $15,011,688 | 891 | 886 | 2.32 |
| 2019 | $1,015,554 | $1,735,577 | $5,554,142 | 401 | 398 | 1.71 |
| 2020 | $1,002,591 | $1,142,331 | $6,090,768 | 311 | 309 | 1.14 |
| 2021 | $2,026,764 | $3,592,707 | $10,730,172 | 412 | 412 | 1.77 |
| 2022 | $8,237,271 | $22,503,669 | $44,747,972 | 1,649 | 1,649 | 2.73 |
| 2023 | $10,890,581 | $44,994,319 | $69,159,384 | 2,578 | 2,578 | 4.13 |
| 2024 | $5,605,881 | $11,234,322 | $34,661,816 | 1,735 | 1,735 | 2.00 |
Commodities insured in Osborne County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.57Low end of the filed band
- 2.35Middle of the filed band
- 3.78High end of the filed band
- 2023Worst year filed (4.89)
- 10Years filed
- $8,288,738Premium filed
- $30,294,964Indemnity paid
- $60,836,745Liability insured
- 287,439Quantity planted
- 288,070Quantity lost
- 3,232Policies
- 3,221Policies with a loss
- 3.66Loss ratio, whole span
Causes that carried the indemnity in Osborne County
- Drought $22,442,835 indemnity · 10 years
- Cold Winter $3,882,359 indemnity · 5 years
- Hail $2,060,453 indemnity · 9 years
- Freeze $756,331 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $513,190 indemnity · 7 years
- Decline in Price $297,005 indemnity · 6 years
Soybeans 10 years filed
- 0.98Low end of the filed band
- 1.92Middle of the filed band
- 3.02High end of the filed band
- 2023Worst year filed (4.29)
- 10Years filed
- $10,768,211Premium filed
- $29,875,407Indemnity paid
- $62,281,787Liability insured
- 190,507Quantity planted
- 191,823Quantity lost
- 2,578Policies
- 2,578Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Osborne County
- Drought $17,655,641 indemnity · 10 years
- Heat $8,064,644 indemnity · 9 years
- Hot Wind $2,416,988 indemnity · 8 years
- Hail $603,634 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $425,723 indemnity · 10 years
- Decline in Price $353,449 indemnity · 8 years
Grain Sorghum 10 years filed
- 0.93Low end of the filed band
- 1.53Middle of the filed band
- 2.34High end of the filed band
- 2023Worst year filed (3.58)
- 10Years filed
- $7,874,918Premium filed
- $18,918,422Indemnity paid
- $47,552,574Liability insured
- 148,722Quantity planted
- 147,744Quantity lost
- 2,304Policies
- 2,300Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Osborne County
- Drought $12,372,070 indemnity · 10 years
- Heat $3,974,148 indemnity · 10 years
- Hot Wind $936,449 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $472,986 indemnity · 9 years
- Decline in Price $376,989 indemnity · 7 years
- Hail $295,463 indemnity · 6 years
Corn 10 years filed
- 0.57Low end of the filed band
- 1.85Middle of the filed band
- 2.72High end of the filed band
- 2023Worst year filed (3.49)
- 10Years filed
- $6,903,332Premium filed
- $17,462,041Indemnity paid
- $37,067,497Liability insured
- 100,723Quantity planted
- 110,014Quantity lost
- 1,131Policies
- 1,131Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Osborne County
- Drought $11,349,167 indemnity · 9 years
- Heat $4,191,900 indemnity · 7 years
- Hot Wind $1,018,644 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $460,733 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $301,669 indemnity · 4 years
- Decline in Price $83,527 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 1.50Low end of the filed band
- 1.67Middle of the filed band
- 2.16High end of the filed band
- 2023Worst year filed (2.96)
- 10Years filed
- $1,963,761Premium filed
- $4,220,027Indemnity paid
- $10,708,559Liability insured
- 163,410Quantity planted
- 0Quantity lost
- 795Policies
- 795Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Osborne County
- ARPI/SCO/STAX Crops Only $4,220,027 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Osborne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.