Crop-loss band · Kansas
Reno County, Kansas — crop-loss band
- 1.53Low end of the filed band
- 1.94Middle of the filed band
- 2.98High end of the filed band
- 2022Worst year filed (3.34)
- 10Years filed
Every year the Risk Management Agency has filed for Reno County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.53 at the low end to 2.98 at the high end, with 1.94 in the middle. The worst year filed is 2022, at 3.34. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,696,555 | $3,256,184 | $12,001,110 | 1,180 | 1,178 | 1.92 |
| 2016 | $955,697 | $1,852,952 | $6,714,719 | 658 | 649 | 1.94 |
| 2017 | $1,628,536 | $2,569,647 | $10,016,862 | 760 | 759 | 1.58 |
| 2018 | $1,527,003 | $2,384,163 | $11,136,872 | 896 | 895 | 1.56 |
| 2019 | $3,839,447 | $10,604,604 | $28,268,427 | 1,789 | 1,788 | 2.76 |
| 2020 | $927,518 | $1,895,738 | $6,158,842 | 540 | 539 | 2.04 |
| 2021 | $1,455,929 | $2,230,990 | $8,404,881 | 559 | 559 | 1.53 |
| 2022 | $8,684,597 | $28,992,482 | $55,962,622 | 2,326 | 2,324 | 3.34 |
| 2023 | $11,647,538 | $34,764,439 | $74,359,329 | 2,721 | 2,721 | 2.98 |
| 2024 | $7,511,745 | $16,422,532 | $45,666,847 | 2,185 | 2,185 | 2.19 |
Commodities insured in Reno County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.45Low end of the filed band
- 2.07Middle of the filed band
- 2.66High end of the filed band
- 2023Worst year filed (3.06)
- 10Years filed
- $15,535,565Premium filed
- $40,571,258Indemnity paid
- $112,987,473Liability insured
- 498,775Quantity planted
- 498,732Quantity lost
- 5,340Policies
- 5,337Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Reno County
- Drought $29,056,118 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,867,434 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,802,460 indemnity · 4 years
- Freeze $1,339,732 indemnity · 9 years
- Heat $1,159,400 indemnity · 8 years
- Hail $1,107,139 indemnity · 10 years
Soybeans 10 years filed
- 1.18Low end of the filed band
- 1.90Middle of the filed band
- 3.23High end of the filed band
- 2022Worst year filed (3.79)
- 10Years filed
- $11,790,232Premium filed
- $32,609,432Indemnity paid
- $73,117,235Liability insured
- 248,159Quantity planted
- 248,127Quantity lost
- 3,558Policies
- 3,547Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Reno County
- Drought $20,285,718 indemnity · 10 years
- Heat $6,283,695 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,559,907 indemnity · 10 years
- Hot Wind $690,604 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $620,846 indemnity · 4 years
- Hail $536,347 indemnity · 8 years
Corn 10 years filed
- 1.30Low end of the filed band
- 2.25Middle of the filed band
- 3.12High end of the filed band
- 2022Worst year filed (3.76)
- 10Years filed
- $5,210,054Premium filed
- $13,601,513Indemnity paid
- $32,839,487Liability insured
- 88,691Quantity planted
- 85,535Quantity lost
- 1,536Policies
- 1,534Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Reno County
- Drought $7,502,846 indemnity · 10 years
- Heat $2,230,573 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,311,775 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,018,415 indemnity · 5 years
- Flood $444,932 indemnity · 3 years
- Decline in Price $439,056 indemnity · 8 years
Grain Sorghum 10 years filed
- 1.31Low end of the filed band
- 1.86Middle of the filed band
- 2.78High end of the filed band
- 2022Worst year filed (3.17)
- 10Years filed
- $5,334,375Premium filed
- $13,485,665Indemnity paid
- $28,872,226Liability insured
- 120,022Quantity planted
- 120,433Quantity lost
- 2,110Policies
- 2,109Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Reno County
- Drought $9,033,446 indemnity · 10 years
- Heat $1,815,076 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,199,357 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $616,667 indemnity · 5 years
- Hail $173,690 indemnity · 2 years
- Decline in Price $171,566 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 1.08Low end of the filed band
- 1.67Middle of the filed band
- 2.40High end of the filed band
- 2017Worst year filed (2.76)
- 10Years filed
- $1,319,018Premium filed
- $2,534,186Indemnity paid
- $7,036,737Liability insured
- 109,659Quantity planted
- 0Quantity lost
- 955Policies
- 955Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Reno County
- ARPI/SCO/STAX Crops Only $2,534,186 indemnity · 10 years
Cotton 8 years filed
- 1.71Low end of the filed band
- 3.15Middle of the filed band
- 5.77High end of the filed band
- 2017Worst year filed (5.77)
- 8Years filed
- $685,321Premium filed
- $2,171,677Indemnity paid
- $3,837,353Liability insured
- 9,853Quantity planted
- 11,900Quantity lost
- 115Policies
- 115Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Reno County
- Heat $568,574 indemnity · 3 years
- Drought $529,235 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $442,085 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $309,524 indemnity · 5 years
- Hail $156,224 indemnity · 3 years
- Freeze $142,617 indemnity · 1 years
Every county-crop the agency files in Kansas → Buy the Reno County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.