Crop-loss band · Kansas
Russell County, Kansas — crop-loss band
- 1.51Low end of the filed band
- 2.08Middle of the filed band
- 2.59High end of the filed band
- 2023Worst year filed (3.37)
- 10Years filed
Every year the Risk Management Agency has filed for Russell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.51 at the low end to 2.59 at the high end, with 2.08 in the middle. The worst year filed is 2023, at 3.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,178,183 | $2,510,476 | $6,800,487 | 674 | 673 | 2.13 |
| 2016 | $273,756 | $414,618 | $1,342,498 | 190 | 190 | 1.51 |
| 2017 | $664,088 | $1,209,485 | $3,575,886 | 330 | 329 | 1.82 |
| 2018 | $766,585 | $1,593,513 | $4,453,207 | 349 | 349 | 2.08 |
| 2019 | $612,990 | $1,335,539 | $3,107,842 | 314 | 314 | 2.18 |
| 2020 | $313,779 | $610,329 | $1,658,012 | 184 | 184 | 1.95 |
| 2021 | $548,353 | $952,390 | $2,888,854 | 187 | 187 | 1.74 |
| 2022 | $2,875,471 | $7,447,246 | $15,939,796 | 820 | 820 | 2.59 |
| 2023 | $5,410,744 | $18,222,820 | $29,739,863 | 1,722 | 1,722 | 3.37 |
| 2024 | $3,296,015 | $7,141,135 | $18,819,726 | 1,174 | 1,174 | 2.17 |
Commodities insured in Russell County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.89Low end of the filed band
- 2.20Middle of the filed band
- 3.71High end of the filed band
- 2021Worst year filed (3.89)
- 10Years filed
- $6,210,315Premium filed
- $18,128,461Indemnity paid
- $35,351,664Liability insured
- 171,551Quantity planted
- 171,617Quantity lost
- 2,564Policies
- 2,562Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Russell County
- Drought $12,719,692 indemnity · 9 years
- Hail $1,970,616 indemnity · 10 years
- Heat $1,380,683 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $580,563 indemnity · 7 years
- Freeze $364,413 indemnity · 10 years
- Cold Winter $313,667 indemnity · 6 years
Grain Sorghum 10 years filed
- 1.19Low end of the filed band
- 1.59Middle of the filed band
- 2.68High end of the filed band
- 2023Worst year filed (2.70)
- 10Years filed
- $4,669,344Premium filed
- $10,241,286Indemnity paid
- $26,842,304Liability insured
- 93,868Quantity planted
- 94,400Quantity lost
- 1,651Policies
- 1,651Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Russell County
- Drought $7,158,986 indemnity · 10 years
- Heat $1,873,064 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $503,347 indemnity · 7 years
- Hail $195,456 indemnity · 9 years
- Decline in Price $121,916 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $107,181 indemnity · 5 years
Pasture,Rangeland,Forage 9 years filed
- 1.16Low end of the filed band
- 2.06Middle of the filed band
- 2.78High end of the filed band
- 2023Worst year filed (2.78)
- 9Years filed
- $1,982,172Premium filed
- $4,804,908Indemnity paid
- $10,300,454Liability insured
- 166,219Quantity planted
- 0Quantity lost
- 800Policies
- 800Policies with a loss
- 2.42Loss ratio, whole span
Causes that carried the indemnity in Russell County
- ARPI/SCO/STAX/MP Crops Only $4,804,908 indemnity · 9 years
Soybeans 10 years filed
- 1.26Low end of the filed band
- 2.08Middle of the filed band
- 2.91High end of the filed band
- 2023Worst year filed (3.88)
- 10Years filed
- $1,742,030Premium filed
- $4,583,932Indemnity paid
- $9,882,995Liability insured
- 36,753Quantity planted
- 37,416Quantity lost
- 680Policies
- 680Policies with a loss
- 2.63Loss ratio, whole span
Causes that carried the indemnity in Russell County
- Drought $3,202,537 indemnity · 10 years
- Heat $857,988 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $168,456 indemnity · 8 years
- Hail $156,285 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $113,679 indemnity · 4 years
- Decline in Price $46,411 indemnity · 7 years
Corn 10 years filed
- 0.81Low end of the filed band
- 1.78Middle of the filed band
- 3.25High end of the filed band
- 2023Worst year filed (3.31)
- 10Years filed
- $1,336,103Premium filed
- $3,678,964Indemnity paid
- $5,948,754Liability insured
- 21,598Quantity planted
- 21,598Quantity lost
- 249Policies
- 249Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Russell County
- Drought $2,347,055 indemnity · 8 years
- Heat $994,225 indemnity · 4 years
- Hail $157,464 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $66,498 indemnity · 3 years
- Hot Wind $56,154 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $31,184 indemnity · 2 years
Every county-crop the agency files in Kansas → Buy the Russell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.