Crop-loss band · Kansas
Sherman County, Kansas — crop-loss band
- 1.39Low end of the filed band
- 2.03Middle of the filed band
- 3.02High end of the filed band
- 2018Worst year filed (3.53)
- 10Years filed
Every year the Risk Management Agency has filed for Sherman County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.39 at the low end to 3.02 at the high end, with 2.03 in the middle. The worst year filed is 2018, at 3.53. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,949,473 | $5,607,951 | $12,867,456 | 817 | 817 | 1.90 |
| 2016 | $1,639,263 | $3,647,369 | $11,231,602 | 372 | 372 | 2.23 |
| 2017 | $4,650,235 | $13,623,187 | $20,342,925 | 1,076 | 1,076 | 2.93 |
| 2018 | $5,510,670 | $19,462,339 | $36,966,211 | 1,163 | 1,163 | 3.53 |
| 2019 | $1,018,122 | $1,713,467 | $5,759,310 | 278 | 278 | 1.68 |
| 2020 | $6,675,236 | $9,666,261 | $28,307,077 | 950 | 949 | 1.45 |
| 2021 | $10,295,370 | $14,307,509 | $32,448,262 | 792 | 788 | 1.39 |
| 2022 | $23,944,646 | $72,412,229 | $84,289,637 | 1,967 | 1,967 | 3.02 |
| 2023 | $20,535,952 | $49,449,109 | $90,766,388 | 1,619 | 1,619 | 2.41 |
| 2024 | $15,936,773 | $32,347,233 | $63,607,488 | 1,549 | 1,549 | 2.03 |
Commodities insured in Sherman County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.32Low end of the filed band
- 2.23Middle of the filed band
- 2.95High end of the filed band
- 2018Worst year filed (3.61)
- 10Years filed
- $61,070,222Premium filed
- $141,615,802Indemnity paid
- $250,254,127Liability insured
- 692,011Quantity planted
- 692,127Quantity lost
- 3,861Policies
- 3,861Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- Drought $62,388,076 indemnity · 9 years
- Hail $46,123,927 indemnity · 10 years
- Heat $10,555,667 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $8,687,516 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $7,102,858 indemnity · 9 years
- Decline in Price $3,736,083 indemnity · 10 years
Wheat 10 years filed
- 1.54Low end of the filed band
- 1.87Middle of the filed band
- 3.27High end of the filed band
- 2017Worst year filed (3.36)
- 10Years filed
- $20,461,263Premium filed
- $50,649,280Indemnity paid
- $87,246,933Liability insured
- 444,002Quantity planted
- 444,962Quantity lost
- 4,483Policies
- 4,483Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- Hail $22,822,721 indemnity · 10 years
- Drought $18,471,723 indemnity · 10 years
- Wind/Excess Wind $3,834,199 indemnity · 7 years
- Cold Winter $2,079,374 indemnity · 9 years
- Freeze $1,417,825 indemnity · 7 years
- Decline in Price $781,774 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.08Low end of the filed band
- 1.57Middle of the filed band
- 2.22High end of the filed band
- 2022Worst year filed (3.55)
- 10Years filed
- $7,808,510Premium filed
- $18,514,622Indemnity paid
- $27,245,546Liability insured
- 121,682Quantity planted
- 122,555Quantity lost
- 1,255Policies
- 1,251Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- Drought $11,763,761 indemnity · 10 years
- Hail $2,354,491 indemnity · 9 years
- Heat $1,675,903 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,431,135 indemnity · 9 years
- Decline in Price $800,506 indemnity · 9 years
- Wind/Excess Wind $232,873 indemnity · 6 years
Soybeans 10 years filed
- 1.77Low end of the filed band
- 3.44Middle of the filed band
- 5.36High end of the filed band
- 2018Worst year filed (9.65)
- 10Years filed
- $765,186Premium filed
- $3,715,387Indemnity paid
- $7,389,115Liability insured
- 18,565Quantity planted
- 19,098Quantity lost
- 248Policies
- 247Policies with a loss
- 4.86Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- Hail $2,460,026 indemnity · 10 years
- Heat $444,228 indemnity · 2 years
- Decline in Price $304,182 indemnity · 7 years
- Drought $243,097 indemnity · 4 years
- Hot Wind $68,931 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $66,303 indemnity · 5 years
Dry Beans 10 years filed
- 1.37Low end of the filed band
- 3.77Middle of the filed band
- 6.04High end of the filed band
- 2018Worst year filed (6.70)
- 10Years filed
- $764,901Premium filed
- $3,076,589Indemnity paid
- $5,175,440Liability insured
- 10,764Quantity planted
- 11,453Quantity lost
- 122Policies
- 122Policies with a loss
- 4.02Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- Hail $2,152,764 indemnity · 10 years
- Heat $671,903 indemnity · 3 years
- Wind/Excess Wind $88,526 indemnity · 4 years
- Freeze $83,936 indemnity · 2 years
- Hot Wind $32,292 indemnity · 3 years
- Frost $26,194 indemnity · 1 years
Sunflowers 10 years filed
- 1.29Low end of the filed band
- 1.88Middle of the filed band
- 3.05High end of the filed band
- 2016Worst year filed (3.08)
- 10Years filed
- $1,029,273Premium filed
- $2,257,973Indemnity paid
- $3,857,486Liability insured
- 16,891Quantity planted
- 17,525Quantity lost
- 178Policies
- 178Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- Drought $975,344 indemnity · 6 years
- Hail $642,974 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $325,124 indemnity · 6 years
- Heat $140,878 indemnity · 4 years
- Decline in Price $92,282 indemnity · 5 years
- Cold Wet Weather $33,750 indemnity · 1 years
Annual Forage 7 years filed
- 1.09Low end of the filed band
- 1.80Middle of the filed band
- 2.83High end of the filed band
- 2017Worst year filed (2.83)
- 7Years filed
- $673,777Premium filed
- $1,378,357Indemnity paid
- $2,626,682Liability insured
- 16,381Quantity planted
- 0Quantity lost
- 97Policies
- 97Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- ARPI/SCO/STAX/MP Crops Only $1,378,357 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.96Low end of the filed band
- 1.79Middle of the filed band
- 2.61High end of the filed band
- 2017Worst year filed (3.18)
- 10Years filed
- $582,607Premium filed
- $1,028,644Indemnity paid
- $2,791,027Liability insured
- 63,336Quantity planted
- 0Quantity lost
- 339Policies
- 339Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Sherman County
- ARPI/SCO/STAX Crops Only $1,028,644 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Sherman County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.