Crop-loss band · Kentucky
Adair County, Kentucky — crop-loss band
- 1.16Low end of the filed band
- 2.51Middle of the filed band
- 3.99High end of the filed band
- 2015Worst year filed (4.87)
- 10Years filed
Every year the Risk Management Agency has filed for Adair County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 3.99 at the high end, with 2.51 in the middle. The worst year filed is 2015, at 4.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $150,570 | $733,522 | $1,545,989 | 42 | 42 | 4.87 |
| 2016 | $178,773 | $708,028 | $1,716,614 | 41 | 41 | 3.96 |
| 2017 | $141,856 | $566,605 | $1,160,989 | 48 | 48 | 3.99 |
| 2018 | $384,548 | $967,067 | $3,395,889 | 59 | 59 | 2.51 |
| 2019 | $176,155 | $514,551 | $1,264,367 | 38 | 38 | 2.92 |
| 2020 | $166,351 | $418,497 | $1,050,428 | 36 | 36 | 2.52 |
| 2021 | $247,313 | $287,326 | $1,707,163 | 30 | 30 | 1.16 |
| 2022 | $320,542 | $654,578 | $2,455,876 | 37 | 37 | 2.04 |
| 2023 | $297,433 | $652,389 | $2,866,691 | 36 | 36 | 2.19 |
| 2024 | $516,380 | $654,212 | $5,289,565 | 54 | 54 | 1.27 |
Commodities insured in Adair County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 0.92Low end of the filed band
- 2.63Middle of the filed band
- 5.26High end of the filed band
- 2015Worst year filed (6.71)
- 10Years filed
- $793,314Premium filed
- $2,702,055Indemnity paid
- $5,409,368Liability insured
- 1,847Quantity planted
- 1,868Quantity lost
- 169Policies
- 169Policies with a loss
- 3.41Loss ratio, whole span
Causes that carried the indemnity in Adair County
- Excess Moisture/Precipitation/Rain $2,318,583 indemnity · 10 years
- Drought $86,494 indemnity · 6 years
- Wind/Excess Wind $86,377 indemnity · 4 years
- Heat $63,524 indemnity · 3 years
- Plant Disease $62,783 indemnity · 3 years
- Flood $52,797 indemnity · 1 years
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.89Middle of the filed band
- 2.82High end of the filed band
- 2015Worst year filed (3.02)
- 10Years filed
- $1,312,103Premium filed
- $2,313,326Indemnity paid
- $12,700,237Liability insured
- 25,782Quantity planted
- 23,138Quantity lost
- 168Policies
- 168Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Adair County
- Excess Moisture/Precipitation/Rain $971,090 indemnity · 10 years
- Drought $817,793 indemnity · 7 years
- Decline in Price $349,402 indemnity · 4 years
- Flood $50,331 indemnity · 1 years
- Wildlife $46,069 indemnity · 4 years
- Cold Wet Weather $28,274 indemnity · 1 years
Corn 10 years filed
- 0.73Low end of the filed band
- 2.20Middle of the filed band
- 3.04High end of the filed band
- 2018Worst year filed (6.78)
- 10Years filed
- $474,504Premium filed
- $1,141,394Indemnity paid
- $4,343,966Liability insured
- 7,118Quantity planted
- 6,991Quantity lost
- 84Policies
- 84Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Adair County
- Drought $641,014 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $268,068 indemnity · 9 years
- Decline in Price $173,873 indemnity · 2 years
- Wind/Excess Wind $36,940 indemnity · 2 years
- Flood $16,970 indemnity · 1 years
- Heat $3,212 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Adair County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.