Crop-loss band · Kentucky
Breckinridge County, Kentucky — crop-loss band
- 1.61Low end of the filed band
- 3.37Middle of the filed band
- 4.45High end of the filed band
- 2015Worst year filed (4.72)
- 10Years filed
Every year the Risk Management Agency has filed for Breckinridge County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 4.45 at the high end, with 3.37 in the middle. The worst year filed is 2015, at 4.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $157,677 | $744,522 | $2,323,135 | 57 | 57 | 4.72 |
| 2016 | $613,227 | $2,729,305 | $7,205,642 | 180 | 180 | 4.45 |
| 2017 | $595,219 | $2,454,653 | $7,056,503 | 159 | 159 | 4.12 |
| 2018 | $428,936 | $1,768,231 | $5,568,750 | 124 | 124 | 4.12 |
| 2019 | $1,407,200 | $4,739,956 | $14,868,949 | 450 | 448 | 3.37 |
| 2020 | $410,657 | $1,552,595 | $3,930,535 | 110 | 110 | 3.78 |
| 2021 | $763,010 | $1,225,627 | $6,975,306 | 135 | 135 | 1.61 |
| 2022 | $971,066 | $1,758,344 | $8,693,264 | 104 | 104 | 1.81 |
| 2023 | $632,635 | $1,531,251 | $6,573,916 | 118 | 118 | 2.42 |
| 2024 | $1,600,657 | $4,234,210 | $18,521,788 | 308 | 308 | 2.65 |
Commodities insured in Breckinridge County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 2.48Low end of the filed band
- 4.48Middle of the filed band
- 5.88High end of the filed band
- 2016Worst year filed (7.65)
- 10Years filed
- $2,286,638Premium filed
- $11,000,945Indemnity paid
- $24,676,026Liability insured
- 7,887Quantity planted
- 7,933Quantity lost
- 501Policies
- 501Policies with a loss
- 4.81Loss ratio, whole span
Causes that carried the indemnity in Breckinridge County
- Excess Moisture/Precipitation/Rain $8,228,385 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,127,195 indemnity · 6 years
- Heat $450,395 indemnity · 4 years
- Drought $398,931 indemnity · 5 years
- Hail $262,176 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $206,501 indemnity · 2 years
Soybeans 10 years filed
- 1.04Low end of the filed band
- 1.68Middle of the filed band
- 3.36High end of the filed band
- 2015Worst year filed (3.46)
- 10Years filed
- $3,007,699Premium filed
- $6,969,963Indemnity paid
- $35,641,886Liability insured
- 83,539Quantity planted
- 81,832Quantity lost
- 817Policies
- 816Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Breckinridge County
- Excess Moisture/Precipitation/Rain $3,468,379 indemnity · 10 years
- Drought $2,435,609 indemnity · 6 years
- Decline in Price $428,965 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $282,970 indemnity · 2 years
- Wildlife $155,541 indemnity · 8 years
- Cold Wet Weather $117,757 indemnity · 4 years
Corn 10 years filed
- 0.79Low end of the filed band
- 1.92Middle of the filed band
- 2.99High end of the filed band
- 2020Worst year filed (3.17)
- 10Years filed
- $2,285,947Premium filed
- $4,767,786Indemnity paid
- $21,399,876Liability insured
- 41,326Quantity planted
- 38,580Quantity lost
- 427Policies
- 426Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Breckinridge County
- Excess Moisture/Precipitation/Rain $3,178,733 indemnity · 10 years
- Drought $1,291,435 indemnity · 5 years
- Hail $142,132 indemnity · 1 years
- Heat $48,646 indemnity · 1 years
- Cold Wet Weather $38,564 indemnity · 2 years
- Decline in Price $38,361 indemnity · 6 years
Every county-crop the agency files in Kentucky → Buy the Breckinridge County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.