Crop-loss band · Kentucky
Caldwell County, Kentucky — crop-loss band
- 1.53Low end of the filed band
- 1.92Middle of the filed band
- 3.06High end of the filed band
- 2018Worst year filed (4.18)
- 10Years filed
Every year the Risk Management Agency has filed for Caldwell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.53 at the low end to 3.06 at the high end, with 1.92 in the middle. The worst year filed is 2018, at 4.18. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $296,562 | $454,892 | $2,795,251 | 75 | 75 | 1.53 |
| 2016 | $493,458 | $983,048 | $4,501,930 | 123 | 123 | 1.99 |
| 2017 | $236,301 | $424,543 | $2,202,567 | 82 | 82 | 1.80 |
| 2018 | $596,763 | $2,491,908 | $5,941,009 | 127 | 126 | 4.18 |
| 2019 | $161,400 | $493,525 | $1,482,754 | 73 | 73 | 3.06 |
| 2020 | $239,924 | $635,450 | $2,582,324 | 67 | 67 | 2.65 |
| 2021 | $377,333 | $724,882 | $3,897,952 | 76 | 76 | 1.92 |
| 2022 | $1,452,737 | $2,429,426 | $13,230,177 | 75 | 75 | 1.67 |
| 2023 | $922,402 | $1,570,822 | $6,360,228 | 59 | 59 | 1.70 |
| 2024 | $2,280,008 | $5,358,290 | $21,638,856 | 195 | 195 | 2.35 |
Commodities insured in Caldwell County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.48Low end of the filed band
- 2.34Middle of the filed band
- 4.03High end of the filed band
- 2020Worst year filed (5.30)
- 10Years filed
- $3,325,193Premium filed
- $7,332,611Indemnity paid
- $33,635,813Liability insured
- 79,201Quantity planted
- 72,891Quantity lost
- 551Policies
- 551Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Drought $3,268,900 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,101,210 indemnity · 10 years
- Heat $579,142 indemnity · 3 years
- Flood $380,569 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $380,267 indemnity · 1 years
- Wildlife $311,995 indemnity · 9 years
Corn 10 years filed
- 1.00Low end of the filed band
- 1.69Middle of the filed band
- 2.13High end of the filed band
- 2018Worst year filed (2.85)
- 10Years filed
- $2,627,629Premium filed
- $4,479,237Indemnity paid
- $21,185,079Liability insured
- 33,693Quantity planted
- 25,412Quantity lost
- 321Policies
- 321Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Excess Moisture/Precipitation/Rain $1,812,773 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,295,064 indemnity · 3 years
- Drought $947,228 indemnity · 6 years
- Heat $123,986 indemnity · 3 years
- Flood $123,656 indemnity · 5 years
- Decline in Price $94,334 indemnity · 6 years
Wheat 8 years filed
- 0.71Low end of the filed band
- 1.79Middle of the filed band
- 5.57High end of the filed band
- 2018Worst year filed (5.57)
- 8Years filed
- $1,104,066Premium filed
- $3,754,938Indemnity paid
- $9,812,156Liability insured
- 29,247Quantity planted
- 29,189Quantity lost
- 80Policies
- 79Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Excess Moisture/Precipitation/Rain $3,497,457 indemnity · 8 years
- Mycotoxin $203,535 indemnity · 1 years
- Frost $29,893 indemnity · 1 years
- Cold Wet Weather $13,513 indemnity · 2 years
- Wildlife $5,932 indemnity · 1 years
- Decline in Price $3,691 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Caldwell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.