Crop-loss band · Kentucky
Christian County, Kentucky — crop-loss band
- 1.57Low end of the filed band
- 2.70Middle of the filed band
- 3.30High end of the filed band
- 2016Worst year filed (6.27)
- 10Years filed
Every year the Risk Management Agency has filed for Christian County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.57 at the low end to 3.30 at the high end, with 2.70 in the middle. The worst year filed is 2016, at 6.27. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $943,169 | $2,114,620 | $10,957,718 | 182 | 182 | 2.24 |
| 2016 | $1,310,592 | $8,222,149 | $17,577,748 | 371 | 369 | 6.27 |
| 2017 | $1,068,533 | $3,215,842 | $12,199,514 | 188 | 188 | 3.01 |
| 2018 | $1,853,150 | $6,116,169 | $19,692,016 | 329 | 329 | 3.30 |
| 2019 | $1,573,159 | $4,245,187 | $16,684,041 | 283 | 283 | 2.70 |
| 2020 | $2,295,676 | $6,704,750 | $22,458,283 | 307 | 307 | 2.92 |
| 2021 | $1,244,953 | $2,683,979 | $12,151,646 | 157 | 157 | 2.16 |
| 2022 | $8,068,355 | $16,023,643 | $77,698,070 | 415 | 415 | 1.99 |
| 2023 | $3,313,217 | $5,210,508 | $32,772,804 | 270 | 270 | 1.57 |
| 2024 | $4,367,878 | $12,373,541 | $52,778,333 | 483 | 483 | 2.83 |
Commodities insured in Christian County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.97Low end of the filed band
- 1.47Middle of the filed band
- 2.53High end of the filed band
- 2020Worst year filed (2.85)
- 10Years filed
- $11,496,477Premium filed
- $19,736,405Indemnity paid
- $110,424,423Liability insured
- 142,702Quantity planted
- 120,942Quantity lost
- 745Policies
- 744Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Christian County
- Drought $9,635,007 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $6,608,415 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,356,787 indemnity · 3 years
- Decline in Price $1,001,965 indemnity · 8 years
- Heat $923,387 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $72,051 indemnity · 1 years
Fire Cured Tobacco 10 years filed
- 2.49Low end of the filed band
- 3.58Middle of the filed band
- 5.12High end of the filed band
- 2016Worst year filed (7.00)
- 10Years filed
- $3,038,989Premium filed
- $13,025,232Indemnity paid
- $35,593,216Liability insured
- 5,720Quantity planted
- 5,728Quantity lost
- 319Policies
- 319Policies with a loss
- 4.29Loss ratio, whole span
Causes that carried the indemnity in Christian County
- Excess Moisture/Precipitation/Rain $10,816,992 indemnity · 10 years
- Wind/Excess Wind $527,736 indemnity · 5 years
- Drought $517,604 indemnity · 3 years
- Fire $442,017 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $343,703 indemnity · 3 years
- Frost $199,458 indemnity · 2 years
Soybeans 10 years filed
- 1.08Low end of the filed band
- 1.92Middle of the filed band
- 3.07High end of the filed band
- 2023Worst year filed (3.22)
- 10Years filed
- $5,515,310Premium filed
- $11,191,490Indemnity paid
- $62,907,305Liability insured
- 141,788Quantity planted
- 134,040Quantity lost
- 892Policies
- 891Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Christian County
- Drought $6,076,474 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,433,050 indemnity · 10 years
- Decline in Price $925,187 indemnity · 6 years
- Wildlife $399,396 indemnity · 10 years
- Heat $222,936 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $100,031 indemnity · 2 years
Wheat 10 years filed
- 0.65Low end of the filed band
- 3.04Middle of the filed band
- 4.76High end of the filed band
- 2021Worst year filed (4.92)
- 10Years filed
- $3,785,309Premium filed
- $10,699,526Indemnity paid
- $38,005,666Liability insured
- 106,485Quantity planted
- 106,619Quantity lost
- 462Policies
- 462Policies with a loss
- 2.83Loss ratio, whole span
Causes that carried the indemnity in Christian County
- Excess Moisture/Precipitation/Rain $6,259,039 indemnity · 10 years
- Mycotoxin $1,507,558 indemnity · 1 years
- Freeze $933,908 indemnity · 4 years
- Decline in Price $498,148 indemnity · 5 years
- Cold Winter $472,227 indemnity · 5 years
- Frost $307,490 indemnity · 1 years
Burley Tobacco 10 years filed
- 2.74Low end of the filed band
- 3.52Middle of the filed band
- 6.02High end of the filed band
- 2016Worst year filed (10.72)
- 10Years filed
- $1,718,319Premium filed
- $8,904,991Indemnity paid
- $19,800,375Liability insured
- 5,920Quantity planted
- 5,920Quantity lost
- 347Policies
- 347Policies with a loss
- 5.18Loss ratio, whole span
Causes that carried the indemnity in Christian County
- Excess Moisture/Precipitation/Rain $7,798,670 indemnity · 10 years
- Drought $390,600 indemnity · 4 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $389,614 indemnity · 4 years
- Heat $97,758 indemnity · 2 years
- Hail $85,553 indemnity · 2 years
- Cold Wet Weather $39,369 indemnity · 1 years
Dark Air Tobacco 10 years filed
- 3.14Low end of the filed band
- 6.67Middle of the filed band
- 10.40High end of the filed band
- 2016Worst year filed (12.45)
- 10Years filed
- $484,278Premium filed
- $3,352,744Indemnity paid
- $8,239,188Liability insured
- 1,782Quantity planted
- 1,784Quantity lost
- 220Policies
- 220Policies with a loss
- 6.92Loss ratio, whole span
Causes that carried the indemnity in Christian County
- Excess Moisture/Precipitation/Rain $2,661,263 indemnity · 10 years
- Drought $335,858 indemnity · 3 years
- Wind/Excess Wind $167,190 indemnity · 5 years
- Heat $55,138 indemnity · 2 years
- Hail $52,695 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $34,933 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Christian County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.