Crop-loss band · Kentucky
Cumberland County, Kentucky — crop-loss band
- 0.80Low end of the filed band
- 1.49Middle of the filed band
- 3.42High end of the filed band
- 2016Worst year filed (4.83)
- 10Years filed
Every year the Risk Management Agency has filed for Cumberland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.80 at the low end to 3.42 at the high end, with 1.49 in the middle. The worst year filed is 2016, at 4.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $14,003 | $47,893 | $106,385 | 8 | 8 | 3.42 |
| 2016 | $33,931 | $164,019 | $253,955 | 9 | 9 | 4.83 |
| 2017 | $33,069 | $42,719 | $272,633 | 7 | 7 | 1.29 |
| 2018 | $61,062 | $190,257 | $535,313 | 13 | 13 | 3.12 |
| 2019 | $16,433 | $13,165 | $120,724 | 9 | 9 | 0.80 |
| 2020 | $41,574 | $39,983 | $292,225 | 8 | 8 | 0.96 |
| 2021 | $99,078 | $214,183 | $480,567 | 19 | 19 | 2.16 |
| 2022 | $128,556 | $216,655 | $336,659 | 17 | 17 | 1.69 |
| 2023 | $72,884 | $108,511 | $297,242 | 7 | 7 | 1.49 |
| 2024 | $184,695 | $208,717 | $1,155,577 | 16 | 16 | 1.13 |
Commodities insured in Cumberland County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 0.33Low end of the filed band
- 1.58Middle of the filed band
- 3.71High end of the filed band
- 2015Worst year filed (4.90)
- 10Years filed
- $406,887Premium filed
- $659,684Indemnity paid
- $1,248,409Liability insured
- 375Quantity planted
- 376Quantity lost
- 64Policies
- 64Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Cumberland County
- Excess Moisture/Precipitation/Rain $510,039 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $108,785 indemnity · 3 years
- Heat $29,458 indemnity · 2 years
- Drought $11,402 indemnity · 3 years
Soybeans 10 years filed
- 0.45Low end of the filed band
- 1.01Middle of the filed band
- 4.27High end of the filed band
- 2016Worst year filed (6.04)
- 10Years filed
- $278,398Premium filed
- $586,418Indemnity paid
- $2,602,871Liability insured
- 6,164Quantity planted
- 5,468Quantity lost
- 49Policies
- 49Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Cumberland County
- Excess Moisture/Precipitation/Rain $299,147 indemnity · 7 years
- Drought $243,451 indemnity · 4 years
- Wildlife $25,459 indemnity · 3 years
- Decline in Price $17,944 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $355 indemnity · 1 years
- Cold Wet Weather $62 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Cumberland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.