Crop-loss band · Kentucky
Lincoln County, Kentucky — crop-loss band
- 0.51Low end of the filed band
- 2.04Middle of the filed band
- 3.27High end of the filed band
- 2017Worst year filed (3.37)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.51 at the low end to 3.27 at the high end, with 2.04 in the middle. The worst year filed is 2017, at 3.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $105,578 | $344,952 | $848,299 | 22 | 22 | 3.27 |
| 2016 | $134,252 | $294,296 | $1,069,954 | 31 | 31 | 2.19 |
| 2017 | $152,259 | $513,105 | $1,064,079 | 36 | 36 | 3.37 |
| 2018 | $366,168 | $940,040 | $3,328,397 | 71 | 69 | 2.57 |
| 2019 | $403,239 | $942,055 | $3,133,813 | 99 | 98 | 2.34 |
| 2020 | $252,414 | $414,978 | $1,955,993 | 102 | 102 | 1.64 |
| 2021 | $199,689 | $102,828 | $1,653,025 | 47 | 47 | 0.51 |
| 2022 | $506,491 | $518,046 | $4,071,548 | 104 | 104 | 1.02 |
| 2023 | $414,317 | $423,466 | $3,930,998 | 128 | 128 | 1.02 |
| 2024 | $956,568 | $1,950,869 | $7,682,540 | 182 | 182 | 2.04 |
Commodities insured in Lincoln County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.25Low end of the filed band
- 1.14Middle of the filed band
- 3.24High end of the filed band
- 2015Worst year filed (3.63)
- 10Years filed
- $1,912,881Premium filed
- $3,192,459Indemnity paid
- $16,242,265Liability insured
- 33,801Quantity planted
- 28,556Quantity lost
- 206Policies
- 205Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $1,449,925 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,392,508 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $156,789 indemnity · 2 years
- Decline in Price $113,398 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $60,048 indemnity · 1 years
- Cold Wet Weather $9,514 indemnity · 2 years
Burley Tobacco 9 years filed
- 1.10Low end of the filed band
- 2.91Middle of the filed band
- 3.98High end of the filed band
- 2022Worst year filed (3.98)
- 9Years filed
- $500,410Premium filed
- $1,488,689Indemnity paid
- $3,359,386Liability insured
- 1,232Quantity planted
- 1,234Quantity lost
- 108Policies
- 107Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Excess Moisture/Precipitation/Rain $1,290,688 indemnity · 9 years
- Drought $112,822 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $53,126 indemnity · 1 years
- Freeze $23,009 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $6,644 indemnity · 1 years
- Plant Disease $2,401 indemnity · 1 years
Corn 10 years filed
- 0.81Low end of the filed band
- 1.30Middle of the filed band
- 2.55High end of the filed band
- 2021Worst year filed (2.96)
- 10Years filed
- $811,603Premium filed
- $1,273,936Indemnity paid
- $6,873,262Liability insured
- 11,522Quantity planted
- 10,375Quantity lost
- 106Policies
- 105Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $585,305 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $502,142 indemnity · 9 years
- Wind/Excess Wind $88,540 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $55,229 indemnity · 2 years
- Decline in Price $31,572 indemnity · 2 years
- Flood $6,709 indemnity · 1 years
Pasture,Rangeland,Forage 8 years filed
- 1.01Low end of the filed band
- 1.84Middle of the filed band
- 2.94High end of the filed band
- 2017Worst year filed (2.94)
- 8Years filed
- $266,081Premium filed
- $489,551Indemnity paid
- $2,263,733Liability insured
- 13,773Quantity planted
- 0Quantity lost
- 402Policies
- 402Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- ARPI/SCO/STAX/MP Crops Only $489,551 indemnity · 8 years
Every county-crop the agency files in Kentucky → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.