Crop-loss band · Kentucky
Livingston County, Kentucky — crop-loss band
- 0.83Low end of the filed band
- 1.39Middle of the filed band
- 2.20High end of the filed band
- 2019Worst year filed (2.28)
- 10Years filed
Every year the Risk Management Agency has filed for Livingston County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.83 at the low end to 2.20 at the high end, with 1.39 in the middle. The worst year filed is 2019, at 2.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $497,844 | $1,097,183 | $2,727,613 | 58 | 58 | 2.20 |
| 2016 | $733,393 | $1,022,062 | $4,494,340 | 68 | 66 | 1.39 |
| 2017 | $535,151 | $685,416 | $3,263,014 | 67 | 67 | 1.28 |
| 2018 | $327,523 | $405,714 | $2,635,609 | 47 | 47 | 1.24 |
| 2019 | $824,323 | $1,879,549 | $5,120,641 | 69 | 69 | 2.28 |
| 2020 | $646,046 | $1,217,497 | $3,677,763 | 40 | 40 | 1.88 |
| 2021 | $842,460 | $1,242,760 | $4,914,085 | 46 | 46 | 1.48 |
| 2022 | $1,881,885 | $2,518,951 | $11,805,947 | 54 | 54 | 1.34 |
| 2023 | $1,117,919 | $929,778 | $7,071,418 | 52 | 52 | 0.83 |
| 2024 | $1,265,711 | $2,027,923 | $8,316,779 | 111 | 111 | 1.60 |
Commodities insured in Livingston County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.62Low end of the filed band
- 1.60Middle of the filed band
- 3.09High end of the filed band
- 2015Worst year filed (3.68)
- 10Years filed
- $4,551,948Premium filed
- $7,621,545Indemnity paid
- $24,422,195Liability insured
- 52,566Quantity planted
- 44,317Quantity lost
- 224Policies
- 223Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $5,984,099 indemnity · 10 years
- Drought $982,469 indemnity · 7 years
- Wind/Excess Wind $428,036 indemnity · 1 years
- Decline in Price $125,514 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $63,860 indemnity · 2 years
- Wildlife $16,428 indemnity · 1 years
Soybeans 10 years filed
- 0.86Low end of the filed band
- 1.19Middle of the filed band
- 1.60High end of the filed band
- 2018Worst year filed (1.67)
- 10Years filed
- $4,120,306Premium filed
- $5,405,288Indemnity paid
- $29,605,014Liability insured
- 79,538Quantity planted
- 62,085Quantity lost
- 388Policies
- 387Policies with a loss
- 1.31Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $2,677,342 indemnity · 10 years
- Drought $2,318,734 indemnity · 8 years
- Decline in Price $183,979 indemnity · 6 years
- Wildlife $125,008 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $49,715 indemnity · 2 years
- Cold Wet Weather $33,849 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Livingston County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.