Crop-loss band · Kentucky
McCracken County, Kentucky — crop-loss band
- 1.01Low end of the filed band
- 1.70Middle of the filed band
- 2.81High end of the filed band
- 2024Worst year filed (2.91)
- 10Years filed
Every year the Risk Management Agency has filed for McCracken County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.01 at the low end to 2.81 at the high end, with 1.70 in the middle. The worst year filed is 2024, at 2.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $186,452 | $501,982 | $1,621,001 | 64 | 64 | 2.69 |
| 2016 | $283,513 | $405,434 | $2,328,867 | 95 | 95 | 1.43 |
| 2017 | $320,874 | $495,439 | $2,927,552 | 80 | 80 | 1.54 |
| 2018 | $304,847 | $476,153 | $3,021,068 | 112 | 112 | 1.56 |
| 2019 | $526,913 | $1,478,414 | $4,056,667 | 157 | 157 | 2.81 |
| 2020 | $127,814 | $245,072 | $1,062,128 | 59 | 59 | 1.92 |
| 2021 | $243,217 | $245,985 | $2,325,558 | 62 | 62 | 1.01 |
| 2022 | $953,040 | $1,986,851 | $8,653,845 | 128 | 128 | 2.08 |
| 2023 | $541,446 | $918,049 | $5,316,209 | 87 | 87 | 1.70 |
| 2024 | $232,883 | $676,750 | $2,593,026 | 94 | 94 | 2.91 |
Commodities insured in McCracken County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.71Low end of the filed band
- 1.78Middle of the filed band
- 2.66High end of the filed band
- 2015Worst year filed (2.88)
- 10Years filed
- $2,239,147Premium filed
- $4,088,377Indemnity paid
- $17,439,860Liability insured
- 32,272Quantity planted
- 27,989Quantity lost
- 380Policies
- 380Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in McCracken County
- Excess Moisture/Precipitation/Rain $2,423,420 indemnity · 10 years
- Drought $1,267,270 indemnity · 4 years
- Decline in Price $250,852 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $128,559 indemnity · 2 years
- Heat $10,241 indemnity · 3 years
- Wind/Excess Wind $7,642 indemnity · 1 years
Soybeans 10 years filed
- 1.04Low end of the filed band
- 2.36Middle of the filed band
- 3.44High end of the filed band
- 2020Worst year filed (3.52)
- 10Years filed
- $1,481,852Premium filed
- $3,341,752Indemnity paid
- $16,466,061Liability insured
- 47,789Quantity planted
- 39,522Quantity lost
- 558Policies
- 558Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in McCracken County
- Excess Moisture/Precipitation/Rain $1,740,575 indemnity · 10 years
- Drought $1,034,447 indemnity · 7 years
- Flood $322,565 indemnity · 5 years
- Decline in Price $123,274 indemnity · 6 years
- Wildlife $119,792 indemnity · 6 years
- Heat $1,099 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the McCracken County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.