Crop-loss band · Kentucky
Metcalfe County, Kentucky — crop-loss band
- 1.38Low end of the filed band
- 2.53Middle of the filed band
- 5.45High end of the filed band
- 2015Worst year filed (6.14)
- 10Years filed
Every year the Risk Management Agency has filed for Metcalfe County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.38 at the low end to 5.45 at the high end, with 2.53 in the middle. The worst year filed is 2015, at 6.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $230,676 | $1,417,020 | $2,232,177 | 62 | 62 | 6.14 |
| 2016 | $466,096 | $2,541,740 | $3,808,576 | 72 | 72 | 5.45 |
| 2017 | $664,073 | $2,715,656 | $4,239,499 | 120 | 120 | 4.09 |
| 2018 | $625,234 | $1,792,762 | $3,850,435 | 108 | 108 | 2.87 |
| 2019 | $837,986 | $2,197,848 | $4,089,869 | 84 | 84 | 2.62 |
| 2020 | $1,225,575 | $3,106,331 | $4,908,103 | 101 | 101 | 2.53 |
| 2021 | $1,165,401 | $2,391,825 | $3,857,124 | 124 | 122 | 2.05 |
| 2022 | $1,442,281 | $3,286,303 | $5,222,599 | 128 | 128 | 2.28 |
| 2023 | $1,126,129 | $1,549,195 | $3,642,484 | 94 | 94 | 1.38 |
| 2024 | $721,723 | $1,547,595 | $3,504,015 | 108 | 108 | 2.14 |
Commodities insured in Metcalfe County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 1.25Low end of the filed band
- 2.54Middle of the filed band
- 5.41High end of the filed band
- 2015Worst year filed (6.46)
- 10Years filed
- $7,333,826Premium filed
- $19,135,838Indemnity paid
- $28,082,063Liability insured
- 9,525Quantity planted
- 9,616Quantity lost
- 697Policies
- 695Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Metcalfe County
- Excess Moisture/Precipitation/Rain $11,782,649 indemnity · 10 years
- Drought $2,722,818 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,199,522 indemnity · 5 years
- Heat $1,200,589 indemnity · 5 years
- Wind/Excess Wind $543,071 indemnity · 7 years
- Flood $433,017 indemnity · 3 years
Corn 10 years filed
- 2.02Low end of the filed band
- 3.41Middle of the filed band
- 4.04High end of the filed band
- 2016Worst year filed (5.07)
- 10Years filed
- $553,036Premium filed
- $1,879,941Indemnity paid
- $3,895,171Liability insured
- 6,763Quantity planted
- 6,529Quantity lost
- 141Policies
- 141Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Metcalfe County
- Excess Moisture/Precipitation/Rain $840,283 indemnity · 10 years
- Drought $473,822 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $158,285 indemnity · 3 years
- Heat $114,708 indemnity · 2 years
- Flood $98,025 indemnity · 2 years
- Decline in Price $69,432 indemnity · 3 years
Soybeans 10 years filed
- 0.37Low end of the filed band
- 2.59Middle of the filed band
- 4.82High end of the filed band
- 2016Worst year filed (6.53)
- 10Years filed
- $618,312Premium filed
- $1,530,496Indemnity paid
- $7,377,646Liability insured
- 17,280Quantity planted
- 10,570Quantity lost
- 163Policies
- 163Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Metcalfe County
- Drought $635,554 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $599,037 indemnity · 9 years
- Wildlife $90,808 indemnity · 6 years
- Heat $68,076 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $57,980 indemnity · 1 years
- Insects $27,186 indemnity · 5 years
Every county-crop the agency files in Kentucky → Buy the Metcalfe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.