Crop-loss band · Kentucky
Montgomery County, Kentucky — crop-loss band
- 0.92Low end of the filed band
- 2.05Middle of the filed band
- 3.54High end of the filed band
- 2015Worst year filed (5.84)
- 10Years filed
Every year the Risk Management Agency has filed for Montgomery County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.92 at the low end to 3.54 at the high end, with 2.05 in the middle. The worst year filed is 2015, at 5.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $193,908 | $1,133,191 | $1,586,779 | 53 | 53 | 5.84 |
| 2016 | $147,374 | $442,816 | $1,072,934 | 72 | 72 | 3.00 |
| 2017 | $132,255 | $237,421 | $897,841 | 72 | 72 | 1.80 |
| 2018 | $77,023 | $272,555 | $388,055 | 22 | 22 | 3.54 |
| 2019 | $73,291 | $125,836 | $380,887 | 23 | 23 | 1.72 |
| 2020 | $52,450 | $130,257 | $312,930 | 33 | 33 | 2.48 |
| 2021 | $19,442 | $17,965 | $156,344 | 23 | 23 | 0.92 |
| 2022 | $32,984 | $71,203 | $195,408 | 35 | 35 | 2.16 |
| 2023 | $40,292 | $82,676 | $300,294 | 40 | 40 | 2.05 |
| 2024 | $55,476 | $61,558 | $403,599 | 47 | 47 | 1.11 |
Commodities insured in Montgomery County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 8 years filed
- 0.59Low end of the filed band
- 2.48Middle of the filed band
- 5.84High end of the filed band
- 2015Worst year filed (5.84)
- 8Years filed
- $556,962Premium filed
- $2,140,448Indemnity paid
- $3,519,474Liability insured
- 1,578Quantity planted
- 1,587Quantity lost
- 134Policies
- 134Policies with a loss
- 3.84Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $1,650,896 indemnity · 7 years
- Hail $211,567 indemnity · 1 years
- Wind/Excess Wind $122,613 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $43,099 indemnity · 2 years
- Plant Disease $41,245 indemnity · 4 years
- Drought $23,386 indemnity · 4 years
Pasture,Rangeland,Forage 8 years filed
- 0.92Low end of the filed band
- 1.41Middle of the filed band
- 2.39High end of the filed band
- 2020Worst year filed (2.39)
- 8Years filed
- $267,533Premium filed
- $435,030Indemnity paid
- $2,175,597Liability insured
- 11,721Quantity planted
- 0Quantity lost
- 286Policies
- 286Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- ARPI/SCO/STAX/MP Crops Only $435,030 indemnity · 8 years
Every county-crop the agency files in Kentucky → Buy the Montgomery County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.