Crop-loss band · Kentucky
Muhlenberg County, Kentucky — crop-loss band
- 1.00Low end of the filed band
- 1.62Middle of the filed band
- 2.43High end of the filed band
- 2024Worst year filed (2.52)
- 10Years filed
Every year the Risk Management Agency has filed for Muhlenberg County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.00 at the low end to 2.43 at the high end, with 1.62 in the middle. The worst year filed is 2024, at 2.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $556,839 | $913,579 | $4,331,682 | 82 | 81 | 1.64 |
| 2016 | $590,886 | $1,202,355 | $4,331,401 | 91 | 91 | 2.03 |
| 2017 | $644,851 | $920,361 | $4,669,197 | 81 | 81 | 1.43 |
| 2018 | $609,160 | $1,389,888 | $5,551,767 | 76 | 76 | 2.28 |
| 2019 | $614,164 | $1,489,763 | $5,426,822 | 119 | 119 | 2.43 |
| 2020 | $509,979 | $825,466 | $4,223,012 | 63 | 63 | 1.62 |
| 2021 | $808,993 | $808,280 | $6,593,609 | 77 | 77 | 1.00 |
| 2022 | $658,730 | $1,000,859 | $5,523,348 | 56 | 56 | 1.52 |
| 2023 | $1,288,717 | $1,471,927 | $11,792,567 | 110 | 110 | 1.14 |
| 2024 | $1,462,489 | $3,690,297 | $13,163,285 | 198 | 198 | 2.52 |
Commodities insured in Muhlenberg County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.65Low end of the filed band
- 1.99Middle of the filed band
- 2.90High end of the filed band
- 2024Worst year filed (3.01)
- 10Years filed
- $3,608,320Premium filed
- $8,069,956Indemnity paid
- $35,132,057Liability insured
- 92,183Quantity planted
- 85,783Quantity lost
- 539Policies
- 538Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Muhlenberg County
- Excess Moisture/Precipitation/Rain $5,393,167 indemnity · 10 years
- Drought $1,740,758 indemnity · 9 years
- Wildlife $369,682 indemnity · 6 years
- Decline in Price $255,964 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $207,038 indemnity · 3 years
- Flood $67,467 indemnity · 7 years
Corn 10 years filed
- 0.29Low end of the filed band
- 1.12Middle of the filed band
- 1.84High end of the filed band
- 2024Worst year filed (2.05)
- 10Years filed
- $3,751,118Premium filed
- $4,541,262Indemnity paid
- $27,968,995Liability insured
- 49,541Quantity planted
- 38,299Quantity lost
- 361Policies
- 361Policies with a loss
- 1.21Loss ratio, whole span
Causes that carried the indemnity in Muhlenberg County
- Excess Moisture/Precipitation/Rain $3,608,059 indemnity · 10 years
- Drought $446,041 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $228,281 indemnity · 3 years
- Decline in Price $224,483 indemnity · 6 years
- Cold Wet Weather $14,661 indemnity · 2 years
- Wind/Excess Wind $13,425 indemnity · 1 years
Wheat 10 years filed
- 0.80Low end of the filed band
- 2.71Middle of the filed band
- 5.05High end of the filed band
- 2022Worst year filed (5.92)
- 10Years filed
- $385,370Premium filed
- $1,101,557Indemnity paid
- $2,505,638Liability insured
- 10,406Quantity planted
- 10,406Quantity lost
- 53Policies
- 53Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Muhlenberg County
- Excess Moisture/Precipitation/Rain $766,154 indemnity · 7 years
- Flood $217,798 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $53,711 indemnity · 3 years
- Frost $30,330 indemnity · 1 years
- Decline in Price $28,900 indemnity · 2 years
- Cold Wet Weather $6,444 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Muhlenberg County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.