Crop-loss band · Kentucky
Russell County, Kentucky — crop-loss band
- 1.05Low end of the filed band
- 2.40Middle of the filed band
- 3.58High end of the filed band
- 2022Worst year filed (3.78)
- 10Years filed
Every year the Risk Management Agency has filed for Russell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.05 at the low end to 3.58 at the high end, with 2.40 in the middle. The worst year filed is 2022, at 3.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $59,633 | $160,461 | $403,009 | 13 | 13 | 2.69 |
| 2016 | $45,581 | $136,242 | $290,616 | 13 | 13 | 2.99 |
| 2017 | $23,220 | $24,289 | $190,673 | 11 | 11 | 1.05 |
| 2018 | $154,168 | $370,570 | $1,548,420 | 23 | 23 | 2.40 |
| 2019 | $34,516 | $98,476 | $283,221 | 12 | 12 | 2.85 |
| 2020 | $8,918 | $31,898 | $72,694 | 5 | 5 | 3.58 |
| 2021 | $41,807 | $57,634 | $358,091 | 9 | 9 | 1.38 |
| 2022 | $97,407 | $367,820 | $866,681 | 17 | 17 | 3.78 |
| 2023 | $33,184 | $62,103 | $305,214 | 7 | 7 | 1.87 |
| 2024 | $353,692 | $380,300 | $2,682,726 | 47 | 47 | 1.08 |
Commodities insured in Russell County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.80Low end of the filed band
- 2.35Middle of the filed band
- 3.82High end of the filed band
- 2016Worst year filed (3.87)
- 10Years filed
- $546,362Premium filed
- $1,060,514Indemnity paid
- $4,494,851Liability insured
- 10,098Quantity planted
- 9,749Quantity lost
- 106Policies
- 106Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Russell County
- Excess Moisture/Precipitation/Rain $622,266 indemnity · 8 years
- Drought $315,539 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $82,938 indemnity · 2 years
- Decline in Price $34,245 indemnity · 1 years
- Insects $3,034 indemnity · 1 years
- Cold Wet Weather $2,493 indemnity · 1 years
Corn 10 years filed
- 1.12Low end of the filed band
- 2.52Middle of the filed band
- 4.40High end of the filed band
- 2023Worst year filed (4.63)
- 10Years filed
- $305,764Premium filed
- $629,279Indemnity paid
- $2,506,494Liability insured
- 3,788Quantity planted
- 3,816Quantity lost
- 51Policies
- 51Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Russell County
- Drought $236,473 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $167,951 indemnity · 7 years
- Heat $149,282 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $52,018 indemnity · 1 years
- Wind/Excess Wind $21,520 indemnity · 2 years
- Decline in Price $2,035 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Russell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.