Crop-loss band · Kentucky
Shelby County, Kentucky — crop-loss band
- 0.91Low end of the filed band
- 1.94Middle of the filed band
- 3.85High end of the filed band
- 2015Worst year filed (5.42)
- 10Years filed
Every year the Risk Management Agency has filed for Shelby County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.91 at the low end to 3.85 at the high end, with 1.94 in the middle. The worst year filed is 2015, at 5.42. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $251,858 | $1,364,592 | $3,112,318 | 60 | 59 | 5.42 |
| 2016 | $331,755 | $1,223,458 | $3,537,244 | 70 | 69 | 3.69 |
| 2017 | $350,136 | $1,074,487 | $3,162,171 | 48 | 48 | 3.07 |
| 2018 | $354,966 | $1,367,005 | $3,171,005 | 71 | 71 | 3.85 |
| 2019 | $1,539,450 | $3,874,683 | $12,964,249 | 163 | 163 | 2.52 |
| 2020 | $283,056 | $370,186 | $2,186,662 | 39 | 39 | 1.31 |
| 2021 | $407,190 | $543,363 | $2,969,594 | 39 | 39 | 1.33 |
| 2022 | $426,761 | $481,206 | $3,093,851 | 48 | 48 | 1.13 |
| 2023 | $388,967 | $354,174 | $3,087,327 | 20 | 20 | 0.91 |
| 2024 | $2,940,851 | $5,700,842 | $20,812,132 | 185 | 185 | 1.94 |
Commodities insured in Shelby County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 2.26Low end of the filed band
- 2.82Middle of the filed band
- 5.46High end of the filed band
- 2015Worst year filed (6.17)
- 10Years filed
- $1,370,798Premium filed
- $6,138,385Indemnity paid
- $12,668,389Liability insured
- 4,113Quantity planted
- 4,129Quantity lost
- 235Policies
- 233Policies with a loss
- 4.48Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $4,499,724 indemnity · 9 years
- Drought $777,404 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $235,342 indemnity · 3 years
- Flood $159,011 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $101,590 indemnity · 4 years
- Hail $83,239 indemnity · 1 years
Soybeans 10 years filed
- 0.45Low end of the filed band
- 0.79Middle of the filed band
- 2.17High end of the filed band
- 2015Worst year filed (2.82)
- 10Years filed
- $3,703,379Premium filed
- $6,012,342Indemnity paid
- $28,942,564Liability insured
- 60,895Quantity planted
- 52,230Quantity lost
- 356Policies
- 356Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Drought $3,879,841 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $839,537 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $702,001 indemnity · 2 years
- Decline in Price $303,776 indemnity · 7 years
- Wildlife $164,047 indemnity · 9 years
- Heat $49,675 indemnity · 2 years
Corn 9 years filed
- 1.16Low end of the filed band
- 2.23Middle of the filed band
- 2.88High end of the filed band
- 2021Worst year filed (2.88)
- 9Years filed
- $2,200,813Premium filed
- $4,203,269Indemnity paid
- $16,485,600Liability insured
- 25,072Quantity planted
- 24,530Quantity lost
- 152Policies
- 152Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Drought $1,897,585 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $1,182,878 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $744,031 indemnity · 8 years
- Decline in Price $210,866 indemnity · 4 years
- Heat $112,303 indemnity · 3 years
- Wind/Excess Wind $24,270 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Shelby County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.