Crop-loss band · Louisiana
Richland Parish, Louisiana — crop-loss band
- 1.91Low end of the filed band
- 3.05Middle of the filed band
- 3.27High end of the filed band
- 2020Worst year filed (3.52)
- 10Years filed
Every year the Risk Management Agency has filed for Richland Parish is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.91 at the low end to 3.27 at the high end, with 3.05 in the middle. The worst year filed is 2020, at 3.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,333,583 | $7,183,063 | $15,716,960 | 410 | 409 | 3.08 |
| 2016 | $2,504,442 | $8,030,964 | $23,309,234 | 466 | 459 | 3.21 |
| 2017 | $1,119,189 | $2,139,292 | $6,131,687 | 159 | 159 | 1.91 |
| 2018 | $949,665 | $2,896,499 | $8,259,469 | 185 | 185 | 3.05 |
| 2019 | $3,177,954 | $10,383,277 | $25,114,798 | 429 | 429 | 3.27 |
| 2020 | $2,605,095 | $9,168,353 | $21,221,389 | 366 | 366 | 3.52 |
| 2021 | $948,053 | $2,740,608 | $4,586,643 | 103 | 102 | 2.89 |
| 2022 | $4,185,897 | $11,520,583 | $29,547,080 | 308 | 308 | 2.75 |
| 2023 | $3,779,371 | $8,854,261 | $30,888,233 | 326 | 326 | 2.34 |
| 2024 | $5,075,302 | $16,617,159 | $33,038,228 | 447 | 447 | 3.27 |
Commodities insured in Richland Parish
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.14Low end of the filed band
- 4.00Middle of the filed band
- 5.01High end of the filed band
- 2015Worst year filed (7.94)
- 10Years filed
- $9,550,471Premium filed
- $36,189,626Indemnity paid
- $100,416,672Liability insured
- 234,648Quantity planted
- 219,297Quantity lost
- 1,264Policies
- 1,258Policies with a loss
- 3.79Loss ratio, whole span
Causes that carried the indemnity in Richland Parish
- Excess Moisture/Precipitation/Rain $27,712,216 indemnity · 10 years
- Heat $3,562,079 indemnity · 8 years
- Flood $1,092,798 indemnity · 3 years
- Wind/Excess Wind $1,067,866 indemnity · 7 years
- Freeze $927,110 indemnity · 1 years
- Decline in Price $391,293 indemnity · 6 years
Soybeans 10 years filed
- 1.37Low end of the filed band
- 2.72Middle of the filed band
- 3.04High end of the filed band
- 2020Worst year filed (3.39)
- 10Years filed
- $8,078,929Premium filed
- $20,670,076Indemnity paid
- $50,653,109Liability insured
- 159,688Quantity planted
- 142,154Quantity lost
- 1,033Policies
- 1,031Policies with a loss
- 2.56Loss ratio, whole span
Causes that carried the indemnity in Richland Parish
- Excess Moisture/Precipitation/Rain $13,467,073 indemnity · 10 years
- Heat $4,774,986 indemnity · 6 years
- Drought $972,235 indemnity · 9 years
- Hurricane/Tropical Depression $644,280 indemnity · 2 years
- Flood $283,035 indemnity · 3 years
- Decline in Price $254,127 indemnity · 8 years
Rice 10 years filed
- 2.53Low end of the filed band
- 3.89Middle of the filed band
- 7.15High end of the filed band
- 2015Worst year filed (8.18)
- 10Years filed
- $2,236,566Premium filed
- $9,381,783Indemnity paid
- $19,438,155Liability insured
- 30,848Quantity planted
- 26,655Quantity lost
- 203Policies
- 202Policies with a loss
- 4.19Loss ratio, whole span
Causes that carried the indemnity in Richland Parish
- Excess Moisture/Precipitation/Rain $6,017,696 indemnity · 10 years
- Flood $1,282,097 indemnity · 3 years
- Heat $914,578 indemnity · 5 years
- Wind/Excess Wind $823,820 indemnity · 8 years
- Hurricane/Tropical Depression $260,901 indemnity · 1 years
- Decline in Price $52,882 indemnity · 1 years
Cotton 10 years filed
- 1.42Low end of the filed band
- 2.19Middle of the filed band
- 2.86High end of the filed band
- 2016Worst year filed (2.93)
- 10Years filed
- $4,367,489Premium filed
- $8,812,603Indemnity paid
- $19,404,791Liability insured
- 31,964Quantity planted
- 57,312Quantity lost
- 281Policies
- 281Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Richland Parish
- Excess Moisture/Precipitation/Rain $5,056,975 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $2,548,032 indemnity · 6 years
- Heat $755,236 indemnity · 4 years
- Hurricane/Tropical Depression $259,826 indemnity · 1 years
- Drought $103,585 indemnity · 3 years
- Decline in Price $52,419 indemnity · 1 years
Wheat 10 years filed
- 0.92Low end of the filed band
- 1.92Middle of the filed band
- 2.17High end of the filed band
- 2015Worst year filed (2.35)
- 10Years filed
- $2,166,593Premium filed
- $4,118,051Indemnity paid
- $7,045,989Liability insured
- 56,447Quantity planted
- 56,550Quantity lost
- 389Policies
- 389Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Richland Parish
- Excess Moisture/Precipitation/Rain $3,122,631 indemnity · 10 years
- Drought $712,356 indemnity · 4 years
- Cold Wet Weather $164,929 indemnity · 2 years
- Flood $28,510 indemnity · 1 years
- Freeze $22,386 indemnity · 2 years
- Hail $20,982 indemnity · 2 years
Grain Sorghum 10 years filed
- 0.12Low end of the filed band
- 1.15Middle of the filed band
- 2.26High end of the filed band
- 2022Worst year filed (2.40)
- 10Years filed
- $278,503Premium filed
- $361,920Indemnity paid
- $855,004Liability insured
- 4,755Quantity planted
- 3,876Quantity lost
- 29Policies
- 29Policies with a loss
- 1.30Loss ratio, whole span
Causes that carried the indemnity in Richland Parish
- Excess Moisture/Precipitation/Rain $242,514 indemnity · 8 years
- Heat $99,828 indemnity · 1 years
- Drought $13,841 indemnity · 2 years
- Decline in Price $5,737 indemnity · 1 years
Every county-crop the agency files in Louisiana → Buy the Richland Parish dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.