Crop-loss band · Louisiana
Tensas Parish, Louisiana — crop-loss band
- 2.21Low end of the filed band
- 2.76Middle of the filed band
- 3.82High end of the filed band
- 2018Worst year filed (4.50)
- 10Years filed
Every year the Risk Management Agency has filed for Tensas Parish is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.21 at the low end to 3.82 at the high end, with 2.76 in the middle. The worst year filed is 2018, at 4.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,108,509 | $5,271,167 | $15,086,784 | 163 | 163 | 2.50 |
| 2016 | $1,070,309 | $2,451,137 | $14,022,520 | 162 | 159 | 2.29 |
| 2017 | $2,433,228 | $5,365,814 | $11,642,180 | 96 | 96 | 2.21 |
| 2018 | $505,260 | $2,273,499 | $6,065,636 | 83 | 83 | 4.50 |
| 2019 | $1,870,330 | $6,304,601 | $15,306,297 | 223 | 223 | 3.37 |
| 2020 | $811,587 | $3,102,320 | $10,815,231 | 167 | 167 | 3.82 |
| 2021 | $890,161 | $2,458,482 | $9,983,733 | 110 | 110 | 2.76 |
| 2022 | $5,238,823 | $15,489,006 | $40,270,537 | 254 | 254 | 2.96 |
| 2023 | $3,984,865 | $11,418,829 | $38,215,257 | 222 | 222 | 2.87 |
| 2024 | $2,814,809 | $6,978,289 | $23,938,349 | 226 | 226 | 2.48 |
Commodities insured in Tensas Parish
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.13Low end of the filed band
- 2.82Middle of the filed band
- 5.67High end of the filed band
- 2016Worst year filed (9.24)
- 10Years filed
- $10,702,425Premium filed
- $26,623,404Indemnity paid
- $55,511,509Liability insured
- 54,718Quantity planted
- 179,143Quantity lost
- 467Policies
- 467Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Tensas Parish
- ARPI/SCO/STAX Crops Only $18,456,248 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $5,982,871 indemnity · 9 years
- Heat $916,698 indemnity · 3 years
- Drought $588,678 indemnity · 3 years
- Flood $507,511 indemnity · 2 years
- Decline in Price $151,153 indemnity · 2 years
Soybeans 10 years filed
- 0.56Low end of the filed band
- 2.61Middle of the filed band
- 3.55High end of the filed band
- 2019Worst year filed (3.57)
- 10Years filed
- $6,637,267Premium filed
- $18,607,765Indemnity paid
- $67,965,452Liability insured
- 177,009Quantity planted
- 142,842Quantity lost
- 646Policies
- 646Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Tensas Parish
- Excess Moisture/Precipitation/Rain $9,626,331 indemnity · 10 years
- Heat $4,418,966 indemnity · 6 years
- Drought $3,171,776 indemnity · 6 years
- Flood $615,321 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $298,454 indemnity · 3 years
- Wildlife $229,093 indemnity · 9 years
Corn 10 years filed
- 1.81Low end of the filed band
- 3.44Middle of the filed band
- 5.68High end of the filed band
- 2018Worst year filed (6.62)
- 10Years filed
- $3,790,578Premium filed
- $12,688,796Indemnity paid
- $56,611,003Liability insured
- 135,021Quantity planted
- 114,837Quantity lost
- 482Policies
- 479Policies with a loss
- 3.35Loss ratio, whole span
Causes that carried the indemnity in Tensas Parish
- Excess Moisture/Precipitation/Rain $9,051,517 indemnity · 10 years
- Heat $1,106,891 indemnity · 5 years
- Drought $657,165 indemnity · 4 years
- Decline in Price $540,671 indemnity · 4 years
- Flood $514,483 indemnity · 7 years
- Cold Wet Weather $256,737 indemnity · 1 years
Rice 8 years filed
- 2.31Low end of the filed band
- 5.21Middle of the filed band
- 12.41High end of the filed band
- 2019Worst year filed (12.41)
- 8Years filed
- $311,817Premium filed
- $2,238,017Indemnity paid
- $3,717,675Liability insured
- 4,783Quantity planted
- 4,354Quantity lost
- 44Policies
- 44Policies with a loss
- 7.18Loss ratio, whole span
Causes that carried the indemnity in Tensas Parish
- Excess Moisture/Precipitation/Rain $1,890,297 indemnity · 7 years
- Wind/Excess Wind $258,203 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $88,204 indemnity · 2 years
- Flood $1,313 indemnity · 1 years
Wheat 8 years filed
- 3.02Low end of the filed band
- 3.68Middle of the filed band
- 8.22High end of the filed band
- 2018Worst year filed (8.22)
- 8Years filed
- $285,794Premium filed
- $955,162Indemnity paid
- $1,540,885Liability insured
- 15,425Quantity planted
- 15,425Quantity lost
- 67Policies
- 67Policies with a loss
- 3.34Loss ratio, whole span
Causes that carried the indemnity in Tensas Parish
- Excess Moisture/Precipitation/Rain $850,785 indemnity · 7 years
- Drought $86,994 indemnity · 1 years
- Wildlife $11,959 indemnity · 2 years
- Decline in Price $5,075 indemnity · 1 years
- Cold Wet Weather $350 indemnity · 1 years
Every county-crop the agency files in Louisiana → Buy the Tensas Parish dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.