Crop-loss band · Massachusetts
Hampshire County, Massachusetts — crop-loss band
- 2.19Low end of the filed band
- 2.74Middle of the filed band
- 3.35High end of the filed band
- 2019Worst year filed (3.45)
- 10Years filed
Every year the Risk Management Agency has filed for Hampshire County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.19 at the low end to 3.35 at the high end, with 2.74 in the middle. The worst year filed is 2019, at 3.45. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,523 | $12,326 | $18,188 | 2 | 2 | 2.73 |
| 2016 | $17,168 | $40,194 | $107,406 | 7 | 7 | 2.34 |
| 2017 | $12,741 | $34,962 | $70,889 | 5 | 5 | 2.74 |
| 2018 | $82,785 | $181,682 | $328,462 | 15 | 15 | 2.19 |
| 2019 | $77,075 | $265,846 | $308,462 | 7 | 7 | 3.45 |
| 2020 | $34,627 | $91,799 | $149,080 | 7 | 7 | 2.65 |
| 2021 | $688,066 | $2,304,141 | $2,765,428 | 66 | 66 | 3.35 |
| 2022 | $174,393 | $554,830 | $589,615 | 11 | 11 | 3.18 |
| 2023 | $886,723 | $2,762,196 | $3,213,494 | 75 | 75 | 3.12 |
| 2024 | $277,513 | $796,925 | $1,013,481 | 19 | 19 | 2.87 |
Commodities insured in Hampshire County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cigar Binder Tobacco 8 years filed
- 1.69Low end of the filed band
- 2.96Middle of the filed band
- 3.36High end of the filed band
- 2019Worst year filed (3.36)
- 8Years filed
- $1,986,589Premium filed
- $6,192,306Indemnity paid
- $7,127,423Liability insured
- 646Quantity planted
- 646Quantity lost
- 175Policies
- 175Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Hampshire County
- Excess Moisture/Precipitation/Rain $3,696,302 indemnity · 4 years
- Plant Disease $1,803,867 indemnity · 7 years
- Flood $321,065 indemnity · 1 years
- Hail $207,414 indemnity · 2 years
- Wind/Excess Wind $58,758 indemnity · 2 years
- Drought $54,195 indemnity · 2 years
Fresh Market Sweet Corn 10 years filed
- 2.17Low end of the filed band
- 3.58Middle of the filed band
- 4.19High end of the filed band
- 2022Worst year filed (6.62)
- 10Years filed
- $269,025Premium filed
- $852,595Indemnity paid
- $1,437,082Liability insured
- 750Quantity planted
- 737Quantity lost
- 39Policies
- 39Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Hampshire County
- Excess Moisture/Precipitation/Rain $530,046 indemnity · 5 years
- Wildlife $111,594 indemnity · 3 years
- Drought $110,587 indemnity · 4 years
- Heat $63,393 indemnity · 4 years
- Flood $20,028 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $8,768 indemnity · 2 years
Every county-crop the agency files in Massachusetts → Buy the Hampshire County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.