Crop-loss band · Maryland
Dorchester County, Maryland — crop-loss band
- 1.07Low end of the filed band
- 2.02Middle of the filed band
- 3.19High end of the filed band
- 2021Worst year filed (3.41)
- 10Years filed
Every year the Risk Management Agency has filed for Dorchester County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.07 at the low end to 3.19 at the high end, with 2.02 in the middle. The worst year filed is 2021, at 3.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $258,739 | $459,068 | $1,993,526 | 98 | 96 | 1.77 |
| 2016 | $284,321 | $513,633 | $2,510,203 | 96 | 95 | 1.81 |
| 2017 | $155,131 | $165,435 | $1,253,930 | 50 | 50 | 1.07 |
| 2018 | $876,533 | $1,878,728 | $9,121,673 | 203 | 203 | 2.14 |
| 2019 | $529,388 | $1,691,335 | $4,629,909 | 209 | 209 | 3.19 |
| 2020 | $262,242 | $819,666 | $2,304,200 | 88 | 88 | 3.13 |
| 2021 | $313,875 | $1,068,987 | $2,537,698 | 83 | 83 | 3.41 |
| 2022 | $602,960 | $1,127,335 | $4,962,048 | 123 | 123 | 1.87 |
| 2023 | $459,824 | $930,649 | $4,214,996 | 109 | 109 | 2.02 |
| 2024 | $1,205,152 | $3,548,751 | $10,829,081 | 260 | 260 | 2.94 |
Commodities insured in Dorchester County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.49Low end of the filed band
- 1.87Middle of the filed band
- 2.64High end of the filed band
- 2023Worst year filed (2.71)
- 10Years filed
- $2,347,432Premium filed
- $4,891,799Indemnity paid
- $20,168,755Liability insured
- 57,855Quantity planted
- 48,802Quantity lost
- 661Policies
- 661Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- Drought $1,856,648 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,227,203 indemnity · 10 years
- Heat $1,153,754 indemnity · 7 years
- Wildlife $479,915 indemnity · 9 years
- Decline in Price $96,074 indemnity · 7 years
- Cold Wet Weather $29,735 indemnity · 6 years
Corn 10 years filed
- 0.44Low end of the filed band
- 2.26Middle of the filed band
- 3.87High end of the filed band
- 2024Worst year filed (4.36)
- 10Years filed
- $1,284,482Premium filed
- $4,020,423Indemnity paid
- $12,776,106Liability insured
- 22,279Quantity planted
- 19,022Quantity lost
- 348Policies
- 348Policies with a loss
- 3.13Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- Drought $1,366,366 indemnity · 10 years
- Heat $1,131,795 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,114,094 indemnity · 9 years
- Wildlife $223,401 indemnity · 7 years
- Decline in Price $66,864 indemnity · 7 years
- Flood $50,665 indemnity · 2 years
Wheat 10 years filed
- 2.14Low end of the filed band
- 3.35Middle of the filed band
- 5.73High end of the filed band
- 2021Worst year filed (6.07)
- 10Years filed
- $390,641Premium filed
- $1,602,470Indemnity paid
- $3,172,143Liability insured
- 13,466Quantity planted
- 13,476Quantity lost
- 160Policies
- 157Policies with a loss
- 4.10Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- Excess Moisture/Precipitation/Rain $1,205,048 indemnity · 10 years
- Cold Wet Weather $202,970 indemnity · 7 years
- Wildlife $91,553 indemnity · 5 years
- Decline in Price $43,529 indemnity · 5 years
- Cold Winter $24,106 indemnity · 1 years
- Frost $17,705 indemnity · 2 years
All Other Crops 9 years filed
- 0.60Low end of the filed band
- 1.98Middle of the filed band
- 4.25High end of the filed band
- 2021Worst year filed (4.25)
- 9Years filed
- $623,142Premium filed
- $1,203,057Indemnity paid
- $7,022,097Liability insured
- 2,578Quantity planted
- 1,460Quantity lost
- 35Policies
- 35Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- Excess Moisture/Precipitation/Rain $1,099,192 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $70,501 indemnity · 7 years
- Heat $26,496 indemnity · 2 years
- Wind/Excess Wind $6,868 indemnity · 1 years
Grain Sorghum 10 years filed
- 1.04Low end of the filed band
- 1.51Middle of the filed band
- 2.30High end of the filed band
- 2021Worst year filed (2.30)
- 10Years filed
- $302,468Premium filed
- $485,838Indemnity paid
- $1,218,163Liability insured
- 6,909Quantity planted
- 6,826Quantity lost
- 115Policies
- 115Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- Excess Moisture/Precipitation/Rain $198,442 indemnity · 9 years
- Drought $152,968 indemnity · 6 years
- Wildlife $62,607 indemnity · 5 years
- Decline in Price $45,507 indemnity · 5 years
- Heat $12,184 indemnity · 1 years
- Wind/Excess Wind $6,154 indemnity · 1 years
Every county-crop the agency files in Maryland → Buy the Dorchester County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.