Crop-loss band · Michigan
Antrim County, Michigan — crop-loss band
- 2.30Low end of the filed band
- 3.39Middle of the filed band
- 4.54High end of the filed band
- 2016Worst year filed (7.35)
- 10Years filed
Every year the Risk Management Agency has filed for Antrim County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.30 at the low end to 4.54 at the high end, with 3.39 in the middle. The worst year filed is 2016, at 7.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $43,703 | $153,814 | $425,946 | 10 | 10 | 3.52 |
| 2016 | $292 | $2,147 | $2,403 | 1 | 1 | 7.35 |
| 2017 | $56,417 | $149,754 | $533,108 | 3 | 3 | 2.65 |
| 2018 | $205,824 | $853,556 | $2,136,926 | 16 | 16 | 4.15 |
| 2019 | $510,477 | $1,662,012 | $3,683,211 | 40 | 40 | 3.26 |
| 2020 | $299,697 | $1,015,579 | $2,114,440 | 15 | 15 | 3.39 |
| 2021 | $239,697 | $1,088,805 | $1,626,923 | 30 | 30 | 4.54 |
| 2022 | $265,743 | $656,743 | $1,673,545 | 25 | 25 | 2.47 |
| 2023 | $253,207 | $978,819 | $2,451,324 | 21 | 21 | 3.87 |
| 2024 | $272,290 | $625,755 | $1,690,284 | 21 | 21 | 2.30 |
Commodities insured in Antrim County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cherries 9 years filed
- 2.62Low end of the filed band
- 3.58Middle of the filed band
- 6.05High end of the filed band
- 2021Worst year filed (6.05)
- 9Years filed
- $1,661,362Premium filed
- $6,261,398Indemnity paid
- $14,451,144Liability insured
- 6,907Quantity planted
- 6,907Quantity lost
- 148Policies
- 148Policies with a loss
- 3.77Loss ratio, whole span
Causes that carried the indemnity in Antrim County
- Freeze $2,060,506 indemnity · 7 years
- Decline in Price $1,281,786 indemnity · 5 years
- Frost $869,673 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $709,287 indemnity · 5 years
- Cold Wet Weather $499,525 indemnity · 2 years
- Cold Winter $348,018 indemnity · 1 years
Apples 8 years filed
- 1.15Low end of the filed band
- 1.81Middle of the filed band
- 7.35High end of the filed band
- 2016Worst year filed (7.35)
- 8Years filed
- $485,985Premium filed
- $925,586Indemnity paid
- $1,886,966Liability insured
- 352Quantity planted
- 357Quantity lost
- 34Policies
- 34Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Antrim County
- Freeze $317,372 indemnity · 4 years
- Frost $210,089 indemnity · 3 years
- Hail $130,499 indemnity · 4 years
- Cold Wet Weather $119,770 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $101,185 indemnity · 1 years
- Cold Winter $24,111 indemnity · 1 years
Every county-crop the agency files in Michigan → Buy the Antrim County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.