Crop-loss band · Michigan
Eaton County, Michigan — crop-loss band
- 1.13Low end of the filed band
- 1.72Middle of the filed band
- 2.25High end of the filed band
- 2019Worst year filed (6.15)
- 10Years filed
Every year the Risk Management Agency has filed for Eaton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.13 at the low end to 2.25 at the high end, with 1.72 in the middle. The worst year filed is 2019, at 6.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $813,211 | $1,828,292 | $8,951,570 | 196 | 196 | 2.25 |
| 2016 | $954,406 | $2,131,082 | $11,965,069 | 178 | 178 | 2.23 |
| 2017 | $977,214 | $1,676,941 | $9,758,882 | 165 | 165 | 1.72 |
| 2018 | $1,349,268 | $2,495,679 | $19,097,013 | 320 | 319 | 1.85 |
| 2019 | $2,608,548 | $16,038,183 | $26,997,129 | 719 | 718 | 6.15 |
| 2020 | $966,212 | $1,094,383 | $13,868,052 | 233 | 232 | 1.13 |
| 2021 | $528,147 | $797,976 | $5,177,099 | 106 | 106 | 1.51 |
| 2022 | $814,561 | $1,147,404 | $7,947,590 | 107 | 107 | 1.41 |
| 2023 | $3,759,316 | $8,234,682 | $37,733,561 | 412 | 412 | 2.19 |
| 2024 | $1,318,005 | $2,169,186 | $11,766,165 | 267 | 267 | 1.65 |
Commodities insured in Eaton County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.88Low end of the filed band
- 2.19Middle of the filed band
- 2.76High end of the filed band
- 2019Worst year filed (6.91)
- 10Years filed
- $6,488,246Premium filed
- $19,636,459Indemnity paid
- $78,187,460Liability insured
- 137,336Quantity planted
- 127,719Quantity lost
- 1,090Policies
- 1,089Policies with a loss
- 3.03Loss ratio, whole span
Causes that carried the indemnity in Eaton County
- Excess Moisture/Precipitation/Rain $10,043,381 indemnity · 10 years
- Drought $3,029,818 indemnity · 9 years
- Mycotoxin $2,155,140 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $2,093,168 indemnity · 5 years
- Decline in Price $932,040 indemnity · 9 years
- Heat $454,899 indemnity · 9 years
Soybeans 10 years filed
- 0.95Low end of the filed band
- 1.52Middle of the filed band
- 2.50High end of the filed band
- 2019Worst year filed (5.97)
- 10Years filed
- $6,322,294Premium filed
- $14,913,321Indemnity paid
- $65,000,626Liability insured
- 157,465Quantity planted
- 139,969Quantity lost
- 1,232Policies
- 1,231Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Eaton County
- Excess Moisture/Precipitation/Rain $7,074,733 indemnity · 10 years
- Drought $4,847,163 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,222,041 indemnity · 5 years
- Heat $546,114 indemnity · 8 years
- Decline in Price $528,903 indemnity · 7 years
- Cold Wet Weather $307,819 indemnity · 8 years
Wheat 10 years filed
- 0.73Low end of the filed band
- 2.51Middle of the filed band
- 3.51High end of the filed band
- 2015Worst year filed (4.07)
- 10Years filed
- $1,278,348Premium filed
- $3,064,028Indemnity paid
- $10,074,044Liability insured
- 33,996Quantity planted
- 34,064Quantity lost
- 381Policies
- 380Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Eaton County
- Excess Moisture/Precipitation/Rain $1,967,794 indemnity · 9 years
- Drought $340,445 indemnity · 6 years
- Cold Wet Weather $306,536 indemnity · 7 years
- Decline in Price $127,305 indemnity · 7 years
- Cold Winter $102,276 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $90,774 indemnity · 4 years
Every county-crop the agency files in Michigan → Buy the Eaton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.