Crop-loss band · Michigan
Leelanau County, Michigan — crop-loss band
- 2.02Low end of the filed band
- 2.89Middle of the filed band
- 3.63High end of the filed band
- 2015Worst year filed (3.83)
- 10Years filed
Every year the Risk Management Agency has filed for Leelanau County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.02 at the low end to 3.63 at the high end, with 2.89 in the middle. The worst year filed is 2015, at 3.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $379,394 | $1,451,206 | $3,243,185 | 59 | 59 | 3.83 |
| 2016 | $224,044 | $812,463 | $1,811,639 | 40 | 40 | 3.63 |
| 2017 | $523,724 | $1,516,027 | $4,039,407 | 54 | 54 | 2.89 |
| 2018 | $689,897 | $1,714,343 | $5,621,319 | 61 | 61 | 2.48 |
| 2019 | $1,208,842 | $3,857,433 | $8,875,541 | 141 | 141 | 3.19 |
| 2020 | $795,939 | $1,843,242 | $5,184,783 | 69 | 68 | 2.32 |
| 2021 | $671,633 | $1,730,620 | $4,150,287 | 65 | 65 | 2.58 |
| 2022 | $783,390 | $1,585,858 | $4,309,070 | 67 | 67 | 2.02 |
| 2023 | $1,113,163 | $3,305,456 | $7,372,145 | 63 | 63 | 2.97 |
| 2024 | $1,068,706 | $3,329,815 | $5,725,844 | 108 | 108 | 3.12 |
Commodities insured in Leelanau County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cherries 10 years filed
- 2.31Low end of the filed band
- 3.14Middle of the filed band
- 3.76High end of the filed band
- 2015Worst year filed (3.92)
- 10Years filed
- $5,985,280Premium filed
- $18,104,919Indemnity paid
- $41,637,420Liability insured
- 24,528Quantity planted
- 24,556Quantity lost
- 636Policies
- 635Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Leelanau County
- Freeze $5,195,237 indemnity · 7 years
- Frost $3,692,871 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,718,319 indemnity · 7 years
- Decline in Price $2,593,598 indemnity · 7 years
- Insects $1,475,890 indemnity · 9 years
- Cold Wet Weather $1,309,184 indemnity · 5 years
Apples 10 years filed
- 0.22Low end of the filed band
- 2.02Middle of the filed band
- 3.10High end of the filed band
- 2015Worst year filed (3.40)
- 10Years filed
- $720,138Premium filed
- $1,536,714Indemnity paid
- $2,984,166Liability insured
- 550Quantity planted
- 550Quantity lost
- 58Policies
- 58Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Leelanau County
- Freeze $715,331 indemnity · 6 years
- Frost $389,633 indemnity · 7 years
- Hail $163,859 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $102,988 indemnity · 2 years
- Cold Wet Weather $90,063 indemnity · 3 years
- Wind/Excess Wind $65,689 indemnity · 2 years
Whole Farm Revenue Protection 8 years filed
- 0.96Low end of the filed band
- 1.79Middle of the filed band
- 4.07High end of the filed band
- 2021Worst year filed (4.07)
- 8Years filed
- $753,314Premium filed
- $1,504,830Indemnity paid
- $5,711,634Liability insured
- 0Quantity planted
- 0Quantity lost
- 33Policies
- 33Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Leelanau County
- Cold Wet Weather $399,060 indemnity · 1 years
- Freeze $298,470 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $272,825 indemnity · 3 years
- Drought $244,102 indemnity · 1 years
- Frost $238,657 indemnity · 4 years
- Decline in Price $50,139 indemnity · 2 years
Every county-crop the agency files in Michigan → Buy the Leelanau County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.