Crop-loss band · Michigan
Mecosta County, Michigan — crop-loss band
- 1.70Low end of the filed band
- 2.05Middle of the filed band
- 2.42High end of the filed band
- 2022Worst year filed (2.49)
- 10Years filed
Every year the Risk Management Agency has filed for Mecosta County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.70 at the low end to 2.42 at the high end, with 2.05 in the middle. The worst year filed is 2022, at 2.49. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $238,194 | $448,090 | $1,220,956 | 66 | 66 | 1.88 |
| 2016 | $132,826 | $233,370 | $584,270 | 38 | 38 | 1.76 |
| 2017 | $229,255 | $389,160 | $1,244,181 | 61 | 61 | 1.70 |
| 2018 | $304,701 | $674,445 | $1,711,034 | 65 | 65 | 2.21 |
| 2019 | $297,892 | $707,856 | $1,548,525 | 93 | 93 | 2.38 |
| 2020 | $260,951 | $610,080 | $1,616,772 | 53 | 53 | 2.34 |
| 2021 | $77,637 | $187,842 | $494,436 | 24 | 24 | 2.42 |
| 2022 | $281,879 | $702,621 | $1,843,373 | 46 | 46 | 2.49 |
| 2023 | $509,303 | $1,041,518 | $4,045,748 | 62 | 62 | 2.05 |
| 2024 | $291,640 | $529,357 | $2,457,988 | 41 | 41 | 1.82 |
Commodities insured in Mecosta County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.24Low end of the filed band
- 1.84Middle of the filed band
- 2.29High end of the filed band
- 2022Worst year filed (2.45)
- 10Years filed
- $2,112,343Premium filed
- $3,968,504Indemnity paid
- $13,414,279Liability insured
- 27,225Quantity planted
- 30,114Quantity lost
- 357Policies
- 357Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Mecosta County
- Drought $1,595,106 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,039,579 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $420,756 indemnity · 5 years
- Wildlife $365,997 indemnity · 9 years
- Decline in Price $202,151 indemnity · 7 years
- Heat $174,723 indemnity · 6 years
Soybeans 10 years filed
- 2.07Low end of the filed band
- 2.93Middle of the filed band
- 3.76High end of the filed band
- 2019Worst year filed (4.01)
- 10Years filed
- $511,935Premium filed
- $1,555,835Indemnity paid
- $3,353,004Liability insured
- 12,359Quantity planted
- 12,447Quantity lost
- 192Policies
- 192Policies with a loss
- 3.04Loss ratio, whole span
Causes that carried the indemnity in Mecosta County
- Drought $626,786 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $364,670 indemnity · 10 years
- Wildlife $216,971 indemnity · 9 years
- Cold Wet Weather $123,208 indemnity · 3 years
- Heat $117,914 indemnity · 3 years
- Decline in Price $70,366 indemnity · 5 years
Every county-crop the agency files in Michigan → Buy the Mecosta County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.