Crop-loss band · Michigan
Van Buren County, Michigan — crop-loss band
- 1.81Low end of the filed band
- 2.10Middle of the filed band
- 2.44High end of the filed band
- 2015Worst year filed (2.51)
- 10Years filed
Every year the Risk Management Agency has filed for Van Buren County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.81 at the low end to 2.44 at the high end, with 2.10 in the middle. The worst year filed is 2015, at 2.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,406,838 | $3,529,929 | $11,310,503 | 140 | 140 | 2.51 |
| 2016 | $2,598,679 | $4,704,672 | $16,537,556 | 96 | 96 | 1.81 |
| 2017 | $3,646,014 | $6,872,121 | $22,630,750 | 147 | 147 | 1.88 |
| 2018 | $2,732,907 | $5,516,033 | $18,305,908 | 150 | 150 | 2.02 |
| 2019 | $2,367,168 | $5,596,097 | $12,390,082 | 238 | 237 | 2.36 |
| 2020 | $2,248,661 | $5,497,585 | $13,138,368 | 163 | 163 | 2.44 |
| 2021 | $2,256,312 | $5,137,354 | $10,994,096 | 171 | 171 | 2.28 |
| 2022 | $2,286,591 | $4,610,307 | $13,072,546 | 126 | 126 | 2.02 |
| 2023 | $2,930,764 | $6,155,382 | $17,825,418 | 180 | 180 | 2.10 |
| 2024 | $3,157,115 | $6,717,819 | $15,286,176 | 207 | 207 | 2.13 |
Commodities insured in Van Buren County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 10 years filed
- 0.72Low end of the filed band
- 1.56Middle of the filed band
- 2.30High end of the filed band
- 2021Worst year filed (2.64)
- 10Years filed
- $10,495,262Premium filed
- $18,071,484Indemnity paid
- $30,061,079Liability insured
- 7,914Quantity planted
- 8,012Quantity lost
- 207Policies
- 206Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Van Buren County
- Freeze $10,104,988 indemnity · 10 years
- Hail $3,227,413 indemnity · 8 years
- Frost $2,004,243 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $911,782 indemnity · 5 years
- Cold Wet Weather $595,535 indemnity · 3 years
- Cold Winter $528,833 indemnity · 3 years
Corn 10 years filed
- 1.01Low end of the filed band
- 1.77Middle of the filed band
- 2.37High end of the filed band
- 2019Worst year filed (3.10)
- 10Years filed
- $6,672,280Premium filed
- $13,603,136Indemnity paid
- $50,119,331Liability insured
- 86,965Quantity planted
- 84,619Quantity lost
- 473Policies
- 473Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Van Buren County
- Excess Moisture/Precipitation/Rain $4,498,256 indemnity · 9 years
- Drought $4,371,232 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,633,933 indemnity · 5 years
- Decline in Price $1,426,291 indemnity · 8 years
- Cold Wet Weather $386,936 indemnity · 6 years
- Heat $368,066 indemnity · 7 years
Soybeans 10 years filed
- 1.24Low end of the filed band
- 1.92Middle of the filed band
- 3.02High end of the filed band
- 2019Worst year filed (3.25)
- 10Years filed
- $4,396,084Premium filed
- $8,658,579Indemnity paid
- $31,503,529Liability insured
- 77,112Quantity planted
- 78,812Quantity lost
- 505Policies
- 505Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Van Buren County
- Drought $3,131,849 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,992,739 indemnity · 10 years
- Decline in Price $1,419,458 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $398,244 indemnity · 5 years
- Cold Wet Weather $279,808 indemnity · 7 years
- Wildlife $174,548 indemnity · 4 years
Blueberries 10 years filed
- 2.73Low end of the filed band
- 4.29Middle of the filed band
- 7.26High end of the filed band
- 2015Worst year filed (7.56)
- 10Years filed
- $1,116,531Premium filed
- $5,276,419Indemnity paid
- $14,384,041Liability insured
- 7,212Quantity planted
- 7,346Quantity lost
- 166Policies
- 166Policies with a loss
- 4.73Loss ratio, whole span
Causes that carried the indemnity in Van Buren County
- Freeze $1,365,289 indemnity · 8 years
- Heat $1,328,049 indemnity · 7 years
- Cold Winter $1,033,151 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $575,930 indemnity · 7 years
- Frost $338,743 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $250,067 indemnity · 2 years
Cherries 10 years filed
- 1.78Low end of the filed band
- 2.84Middle of the filed band
- 5.40High end of the filed band
- 2020Worst year filed (6.92)
- 10Years filed
- $754,428Premium filed
- $3,146,039Indemnity paid
- $6,465,672Liability insured
- 3,815Quantity planted
- 3,832Quantity lost
- 85Policies
- 85Policies with a loss
- 4.17Loss ratio, whole span
Causes that carried the indemnity in Van Buren County
- Freeze $1,523,330 indemnity · 6 years
- Frost $537,772 indemnity · 5 years
- Decline in Price $513,471 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $232,533 indemnity · 4 years
- Heat $140,373 indemnity · 1 years
- Cold Wet Weather $67,898 indemnity · 3 years
Whole Farm Revenue Protection 5 years filed
- 2.32Low end of the filed band
- 4.05Middle of the filed band
- 5.26High end of the filed band
- 2018Worst year filed (5.26)
- 5Years filed
- $938,083Premium filed
- $2,985,054Indemnity paid
- $13,375,308Liability insured
- 0Quantity planted
- 0Quantity lost
- 22Policies
- 22Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Van Buren County
- Heat $990,122 indemnity · 3 years
- Cold Wet Weather $712,223 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $569,612 indemnity · 2 years
- Cold Winter $263,137 indemnity · 1 years
- Freeze $222,881 indemnity · 1 years
- Drought $153,201 indemnity · 1 years
Grapes 10 years filed
- 0.36Low end of the filed band
- 1.56Middle of the filed band
- 2.55High end of the filed band
- 2015Worst year filed (2.86)
- 10Years filed
- $1,258,380Premium filed
- $2,596,588Indemnity paid
- $5,582,443Liability insured
- 5,085Quantity planted
- 5,170Quantity lost
- 160Policies
- 160Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Van Buren County
- Freeze $1,332,667 indemnity · 8 years
- Frost $536,954 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $501,689 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $101,375 indemnity · 5 years
- Cold Winter $63,823 indemnity · 2 years
- Hail $19,654 indemnity · 4 years
Every county-crop the agency files in Michigan → Buy the Van Buren County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.