Crop-loss band · Michigan
Washtenaw County, Michigan — crop-loss band
- 1.37Low end of the filed band
- 1.84Middle of the filed band
- 2.66High end of the filed band
- 2019Worst year filed (4.25)
- 10Years filed
Every year the Risk Management Agency has filed for Washtenaw County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 2.66 at the high end, with 1.84 in the middle. The worst year filed is 2019, at 4.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $641,376 | $1,703,038 | $5,390,385 | 204 | 204 | 2.66 |
| 2016 | $760,688 | $1,400,124 | $6,597,665 | 153 | 153 | 1.84 |
| 2017 | $1,689,287 | $2,994,149 | $12,848,036 | 244 | 244 | 1.77 |
| 2018 | $1,600,963 | $3,392,779 | $13,496,335 | 304 | 303 | 2.12 |
| 2019 | $2,230,611 | $9,473,447 | $13,456,021 | 530 | 530 | 4.25 |
| 2020 | $1,055,614 | $1,762,894 | $10,362,058 | 256 | 256 | 1.67 |
| 2021 | $395,595 | $776,571 | $2,964,929 | 73 | 73 | 1.96 |
| 2022 | $1,844,563 | $3,794,505 | $12,188,184 | 282 | 282 | 2.06 |
| 2023 | $1,981,820 | $2,714,478 | $13,400,046 | 395 | 395 | 1.37 |
| 2024 | $1,155,083 | $1,682,194 | $8,859,493 | 259 | 259 | 1.46 |
Commodities insured in Washtenaw County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.32Low end of the filed band
- 1.74Middle of the filed band
- 2.62High end of the filed band
- 2019Worst year filed (5.32)
- 10Years filed
- $6,611,077Premium filed
- $13,812,718Indemnity paid
- $49,667,453Liability insured
- 134,847Quantity planted
- 129,062Quantity lost
- 1,199Policies
- 1,199Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Washtenaw County
- Excess Moisture/Precipitation/Rain $5,578,262 indemnity · 10 years
- Drought $3,688,858 indemnity · 10 years
- Heat $2,206,478 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $881,140 indemnity · 5 years
- Cold Wet Weather $874,217 indemnity · 5 years
- Decline in Price $327,480 indemnity · 9 years
Corn 10 years filed
- 1.61Low end of the filed band
- 1.80Middle of the filed band
- 3.06High end of the filed band
- 2019Worst year filed (4.02)
- 10Years filed
- $5,415,071Premium filed
- $13,356,112Indemnity paid
- $40,550,003Liability insured
- 85,977Quantity planted
- 82,878Quantity lost
- 954Policies
- 954Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Washtenaw County
- Excess Moisture/Precipitation/Rain $6,973,481 indemnity · 10 years
- Drought $2,364,723 indemnity · 8 years
- Cold Wet Weather $1,545,337 indemnity · 7 years
- Heat $876,670 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $678,661 indemnity · 5 years
- Decline in Price $486,771 indemnity · 9 years
Wheat 10 years filed
- 0.83Low end of the filed band
- 2.26Middle of the filed band
- 4.10High end of the filed band
- 2017Worst year filed (4.51)
- 10Years filed
- $1,329,452Premium filed
- $2,525,349Indemnity paid
- $9,345,696Liability insured
- 26,056Quantity planted
- 26,064Quantity lost
- 547Policies
- 546Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Washtenaw County
- Excess Moisture/Precipitation/Rain $1,438,739 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $376,719 indemnity · 2 years
- Cold Wet Weather $220,837 indemnity · 7 years
- Decline in Price $132,362 indemnity · 9 years
- Mycotoxin $108,226 indemnity · 2 years
- Drought $82,767 indemnity · 6 years
Every county-crop the agency files in Michigan → Buy the Washtenaw County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.