Crop-loss band · Minnesota
Beltrami County, Minnesota — crop-loss band
- 1.83Low end of the filed band
- 2.25Middle of the filed band
- 2.69High end of the filed band
- 2024Worst year filed (2.76)
- 10Years filed
Every year the Risk Management Agency has filed for Beltrami County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.83 at the low end to 2.69 at the high end, with 2.25 in the middle. The worst year filed is 2024, at 2.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $123,860 | $325,454 | $509,895 | 27 | 27 | 2.63 |
| 2016 | $112,073 | $205,160 | $623,463 | 38 | 38 | 1.83 |
| 2017 | $254,818 | $482,146 | $1,373,517 | 36 | 36 | 1.89 |
| 2018 | $174,533 | $376,303 | $1,044,123 | 64 | 64 | 2.16 |
| 2019 | $344,398 | $925,506 | $1,898,190 | 93 | 93 | 2.69 |
| 2020 | $262,825 | $591,393 | $1,337,422 | 64 | 64 | 2.25 |
| 2021 | $1,076,035 | $2,740,816 | $6,856,142 | 151 | 151 | 2.55 |
| 2022 | $1,080,773 | $2,547,252 | $4,458,029 | 158 | 158 | 2.36 |
| 2023 | $523,183 | $1,143,918 | $2,924,145 | 111 | 111 | 2.19 |
| 2024 | $1,268,143 | $3,502,576 | $6,274,157 | 269 | 269 | 2.76 |
Commodities insured in Beltrami County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.83Low end of the filed band
- 2.47Middle of the filed band
- 3.03High end of the filed band
- 2019Worst year filed (3.18)
- 10Years filed
- $2,355,810Premium filed
- $6,110,922Indemnity paid
- $13,342,926Liability insured
- 59,097Quantity planted
- 59,225Quantity lost
- 350Policies
- 350Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Beltrami County
- Excess Moisture/Precipitation/Rain $3,041,187 indemnity · 8 years
- Drought $2,539,668 indemnity · 8 years
- Cold Wet Weather $169,000 indemnity · 4 years
- Freeze $111,764 indemnity · 3 years
- Hail $86,562 indemnity · 3 years
- Insects $44,684 indemnity · 1 years
Wheat 10 years filed
- 1.09Low end of the filed band
- 1.94Middle of the filed band
- 2.92High end of the filed band
- 2024Worst year filed (3.28)
- 10Years filed
- $1,392,903Premium filed
- $3,109,726Indemnity paid
- $6,822,044Liability insured
- 29,402Quantity planted
- 29,389Quantity lost
- 184Policies
- 184Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Beltrami County
- Excess Moisture/Precipitation/Rain $2,041,274 indemnity · 8 years
- Drought $659,462 indemnity · 5 years
- Cold Wet Weather $289,478 indemnity · 3 years
- Hail $36,177 indemnity · 1 years
- Decline in Price $35,003 indemnity · 3 years
- Falling Numbers $26,403 indemnity · 2 years
Corn 9 years filed
- 0.87Low end of the filed band
- 2.85Middle of the filed band
- 6.07High end of the filed band
- 2015Worst year filed (6.07)
- 9Years filed
- $584,419Premium filed
- $1,891,850Indemnity paid
- $2,595,064Liability insured
- 8,484Quantity planted
- 8,484Quantity lost
- 95Policies
- 95Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Beltrami County
- Excess Moisture/Precipitation/Rain $1,279,909 indemnity · 6 years
- Drought $582,015 indemnity · 6 years
- Cold Wet Weather $18,781 indemnity · 3 years
- Insects $4,973 indemnity · 1 years
- Wildlife $2,948 indemnity · 2 years
- Failure of Irrigation Equipment $1,658 indemnity · 1 years
Apiculture 8 years filed
- 0.88Low end of the filed band
- 1.72Middle of the filed band
- 3.55High end of the filed band
- 2021Worst year filed (3.55)
- 8Years filed
- $314,882Premium filed
- $692,498Indemnity paid
- $1,955,701Liability insured
- 11,002Quantity planted
- 0Quantity lost
- 116Policies
- 116Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Beltrami County
- ARPI/SCO/STAX/MP Crops Only $692,498 indemnity · 8 years
Pasture,Rangeland,Forage 7 years filed
- 0.94Low end of the filed band
- 2.29Middle of the filed band
- 3.34High end of the filed band
- 2021Worst year filed (3.34)
- 7Years filed
- $298,021Premium filed
- $599,543Indemnity paid
- $1,720,855Liability insured
- 25,541Quantity planted
- 0Quantity lost
- 247Policies
- 247Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Beltrami County
- ARPI/SCO/STAX/MP Crops Only $599,543 indemnity · 7 years
Canola 7 years filed
- 0.32Low end of the filed band
- 1.82Middle of the filed band
- 3.46High end of the filed band
- 2019Worst year filed (3.46)
- 7Years filed
- $274,606Premium filed
- $435,985Indemnity paid
- $862,493Liability insured
- 3,521Quantity planted
- 3,650Quantity lost
- 19Policies
- 19Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Beltrami County
- Excess Moisture/Precipitation/Rain $364,094 indemnity · 4 years
- Drought $35,039 indemnity · 3 years
- Hail $20,847 indemnity · 1 years
- Decline in Price $16,005 indemnity · 1 years
Every county-crop the agency files in Minnesota → Buy the Beltrami County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.