Crop-loss band · Minnesota
Isanti County, Minnesota — crop-loss band
- 2.21Low end of the filed band
- 2.50Middle of the filed band
- 2.72High end of the filed band
- 2019Worst year filed (2.92)
- 10Years filed
Every year the Risk Management Agency has filed for Isanti County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.21 at the low end to 2.72 at the high end, with 2.50 in the middle. The worst year filed is 2019, at 2.92. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $55,278 | $129,889 | $376,511 | 30 | 30 | 2.35 |
| 2016 | $51,755 | $131,240 | $339,482 | 28 | 28 | 2.54 |
| 2017 | $366,791 | $810,094 | $2,576,109 | 76 | 76 | 2.21 |
| 2018 | $463,576 | $1,028,048 | $3,321,498 | 107 | 107 | 2.22 |
| 2019 | $789,917 | $2,309,491 | $5,452,903 | 195 | 195 | 2.92 |
| 2020 | $109,353 | $297,437 | $759,288 | 33 | 33 | 2.72 |
| 2021 | $1,337,570 | $3,615,600 | $9,750,941 | 173 | 172 | 2.70 |
| 2022 | $894,617 | $2,234,610 | $6,132,253 | 118 | 118 | 2.50 |
| 2023 | $2,382,601 | $6,376,691 | $18,464,732 | 306 | 306 | 2.68 |
| 2024 | $1,560,991 | $3,482,240 | $10,252,516 | 216 | 216 | 2.23 |
Commodities insured in Isanti County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.18Low end of the filed band
- 2.87Middle of the filed band
- 3.41High end of the filed band
- 2015Worst year filed (3.50)
- 10Years filed
- $5,348,008Premium filed
- $14,694,934Indemnity paid
- $40,044,273Liability insured
- 73,111Quantity planted
- 71,687Quantity lost
- 712Policies
- 712Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Isanti County
- Drought $8,013,498 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,120,391 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,320,241 indemnity · 3 years
- Cold Wet Weather $387,097 indemnity · 5 years
- Decline in Price $293,230 indemnity · 8 years
- Heat $263,866 indemnity · 3 years
Soybeans 10 years filed
- 1.18Low end of the filed band
- 2.08Middle of the filed band
- 2.32High end of the filed band
- 2020Worst year filed (2.62)
- 10Years filed
- $2,664,440Premium filed
- $5,720,406Indemnity paid
- $17,381,959Liability insured
- 57,069Quantity planted
- 56,980Quantity lost
- 570Policies
- 569Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Isanti County
- Drought $2,746,998 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,142,891 indemnity · 7 years
- Cold Wet Weather $243,161 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $216,073 indemnity · 1 years
- Decline in Price $139,779 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $89,885 indemnity · 4 years
Every county-crop the agency files in Minnesota → Buy the Isanti County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.