Crop-loss band · Minnesota
Winona County, Minnesota — crop-loss band
- 1.15Low end of the filed band
- 2.28Middle of the filed band
- 3.63High end of the filed band
- 2023Worst year filed (3.85)
- 10Years filed
Every year the Risk Management Agency has filed for Winona County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.15 at the low end to 3.63 at the high end, with 2.28 in the middle. The worst year filed is 2023, at 3.85. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $272,085 | $473,576 | $4,708,195 | 106 | 106 | 1.74 |
| 2016 | $38,498 | $98,203 | $742,805 | 31 | 31 | 2.55 |
| 2017 | $695,332 | $800,976 | $12,557,743 | 221 | 221 | 1.15 |
| 2018 | $615,146 | $1,176,450 | $10,913,127 | 210 | 210 | 1.91 |
| 2019 | $428,455 | $1,362,556 | $6,693,856 | 148 | 148 | 3.18 |
| 2020 | $111,247 | $403,993 | $2,128,627 | 75 | 75 | 3.63 |
| 2021 | $209,202 | $499,762 | $2,296,944 | 49 | 49 | 2.39 |
| 2022 | $470,190 | $629,954 | $6,738,739 | 96 | 96 | 1.34 |
| 2023 | $2,461,914 | $9,467,758 | $55,770,160 | 569 | 569 | 3.85 |
| 2024 | $614,369 | $1,399,650 | $11,630,875 | 213 | 213 | 2.28 |
Commodities insured in Winona County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.94Low end of the filed band
- 1.88Middle of the filed band
- 3.87High end of the filed band
- 2023Worst year filed (4.20)
- 10Years filed
- $3,861,233Premium filed
- $11,880,885Indemnity paid
- $82,948,321Liability insured
- 99,436Quantity planted
- 96,482Quantity lost
- 1,015Policies
- 1,015Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in Winona County
- Drought $6,770,732 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,051,445 indemnity · 10 years
- Decline in Price $1,046,493 indemnity · 8 years
- Hail $642,196 indemnity · 6 years
- Wind/Excess Wind $421,596 indemnity · 8 years
- Cold Wet Weather $366,069 indemnity · 9 years
Soybeans 10 years filed
- 1.10Low end of the filed band
- 1.97Middle of the filed band
- 4.56High end of the filed band
- 2016Worst year filed (4.88)
- 10Years filed
- $1,721,633Premium filed
- $3,773,772Indemnity paid
- $29,994,139Liability insured
- 52,798Quantity planted
- 50,499Quantity lost
- 661Policies
- 661Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Winona County
- Drought $1,480,662 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,267,430 indemnity · 9 years
- Decline in Price $526,178 indemnity · 8 years
- Cold Wet Weather $153,505 indemnity · 8 years
- Hail $149,053 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $58,886 indemnity · 2 years
All Other Crops 10 years filed
- 0.69Low end of the filed band
- 1.29Middle of the filed band
- 5.56High end of the filed band
- 2020Worst year filed (6.64)
- 10Years filed
- $333,572Premium filed
- $658,221Indemnity paid
- $1,238,610Liability insured
- 708Quantity planted
- 469Quantity lost
- 42Policies
- 42Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Winona County
- Hail $346,323 indemnity · 3 years
- Cold Winter $115,303 indemnity · 1 years
- Freeze $79,778 indemnity · 1 years
- Drought $57,283 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $40,869 indemnity · 3 years
- All Other Causes $8,251 indemnity · 1 years
Every county-crop the agency files in Minnesota → Buy the Winona County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.