Crop-loss band · Missouri
Cape Girardeau County, Missouri — crop-loss band
- 1.16Low end of the filed band
- 1.56Middle of the filed band
- 2.92High end of the filed band
- 2015Worst year filed (2.97)
- 10Years filed
Every year the Risk Management Agency has filed for Cape Girardeau County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 2.92 at the high end, with 1.56 in the middle. The worst year filed is 2015, at 2.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,390,708 | $4,127,959 | $7,984,491 | 287 | 287 | 2.97 |
| 2016 | $1,001,417 | $1,204,183 | $6,913,059 | 216 | 215 | 1.20 |
| 2017 | $949,695 | $1,412,085 | $7,468,619 | 205 | 203 | 1.49 |
| 2018 | $654,518 | $861,077 | $5,621,427 | 166 | 166 | 1.32 |
| 2019 | $1,919,860 | $4,953,870 | $11,027,614 | 412 | 410 | 2.58 |
| 2020 | $931,481 | $1,455,586 | $5,999,193 | 200 | 200 | 1.56 |
| 2021 | $1,024,650 | $1,188,901 | $6,686,562 | 142 | 142 | 1.16 |
| 2022 | $944,689 | $1,562,634 | $7,538,911 | 146 | 146 | 1.65 |
| 2023 | $1,477,051 | $3,302,718 | $12,950,968 | 274 | 274 | 2.24 |
| 2024 | $2,186,945 | $6,394,283 | $19,652,052 | 420 | 420 | 2.92 |
Commodities insured in Cape Girardeau County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.86Low end of the filed band
- 1.29Middle of the filed band
- 3.04High end of the filed band
- 2015Worst year filed (3.10)
- 10Years filed
- $6,810,779Premium filed
- $14,460,291Indemnity paid
- $56,369,937Liability insured
- 162,253Quantity planted
- 135,923Quantity lost
- 1,379Policies
- 1,375Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Cape Girardeau County
- Excess Moisture/Precipitation/Rain $6,222,817 indemnity · 10 years
- Flood $3,385,968 indemnity · 10 years
- Drought $3,158,640 indemnity · 10 years
- Heat $964,651 indemnity · 5 years
- Decline in Price $476,226 indemnity · 6 years
- Wildlife $59,128 indemnity · 7 years
Corn 10 years filed
- 0.89Low end of the filed band
- 2.00Middle of the filed band
- 2.48High end of the filed band
- 2015Worst year filed (2.74)
- 10Years filed
- $5,002,575Premium filed
- $10,062,679Indemnity paid
- $32,346,944Liability insured
- 75,615Quantity planted
- 68,490Quantity lost
- 897Policies
- 896Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Cape Girardeau County
- Excess Moisture/Precipitation/Rain $5,878,472 indemnity · 10 years
- Flood $1,697,303 indemnity · 8 years
- Drought $1,389,494 indemnity · 6 years
- Heat $409,349 indemnity · 3 years
- Decline in Price $220,705 indemnity · 7 years
- Mycotoxin $199,250 indemnity · 1 years
Wheat 10 years filed
- 0.97Low end of the filed band
- 2.57Middle of the filed band
- 3.22High end of the filed band
- 2017Worst year filed (4.29)
- 10Years filed
- $667,660Premium filed
- $1,940,326Indemnity paid
- $3,126,015Liability insured
- 17,489Quantity planted
- 17,488Quantity lost
- 192Policies
- 192Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Cape Girardeau County
- Excess Moisture/Precipitation/Rain $1,534,644 indemnity · 10 years
- Flood $245,083 indemnity · 5 years
- Cold Wet Weather $72,542 indemnity · 5 years
- Cold Winter $37,731 indemnity · 1 years
- Mycotoxin $18,516 indemnity · 3 years
- Drought $18,009 indemnity · 3 years
Every county-crop the agency files in Missouri → Buy the Cape Girardeau County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.