Crop-loss band · Missouri
Livingston County, Missouri — crop-loss band
- 0.59Low end of the filed band
- 1.28Middle of the filed band
- 2.84High end of the filed band
- 2019Worst year filed (3.03)
- 10Years filed
Every year the Risk Management Agency has filed for Livingston County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.59 at the low end to 2.84 at the high end, with 1.28 in the middle. The worst year filed is 2019, at 3.03. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,006,021 | $8,536,302 | $16,137,988 | 686 | 685 | 2.84 |
| 2016 | $1,049,701 | $1,070,722 | $7,423,332 | 226 | 226 | 1.02 |
| 2017 | $1,523,175 | $1,954,556 | $10,489,130 | 309 | 309 | 1.28 |
| 2018 | $2,835,822 | $7,676,961 | $22,017,784 | 666 | 666 | 2.71 |
| 2019 | $4,595,683 | $13,908,938 | $25,209,017 | 867 | 863 | 3.03 |
| 2020 | $1,393,368 | $1,726,224 | $8,246,582 | 190 | 190 | 1.24 |
| 2021 | $4,079,357 | $6,671,033 | $26,704,025 | 615 | 615 | 1.64 |
| 2022 | $1,897,736 | $1,213,458 | $12,220,269 | 160 | 160 | 0.64 |
| 2023 | $2,157,405 | $3,040,983 | $15,275,325 | 284 | 284 | 1.41 |
| 2024 | $1,770,801 | $1,041,183 | $10,840,319 | 184 | 184 | 0.59 |
Commodities insured in Livingston County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.56Low end of the filed band
- 1.34Middle of the filed band
- 2.51High end of the filed band
- 2015Worst year filed (3.01)
- 10Years filed
- $14,404,385Premium filed
- $23,794,512Indemnity paid
- $101,687,694Liability insured
- 297,659Quantity planted
- 252,487Quantity lost
- 2,722Policies
- 2,719Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $14,022,306 indemnity · 10 years
- Drought $5,238,008 indemnity · 10 years
- Flood $3,820,089 indemnity · 8 years
- Decline in Price $248,746 indemnity · 8 years
- Cold Wet Weather $167,338 indemnity · 5 years
- Mycotoxin $74,953 indemnity · 2 years
Corn 10 years filed
- 0.56Low end of the filed band
- 1.59Middle of the filed band
- 3.09High end of the filed band
- 2019Worst year filed (3.41)
- 10Years filed
- $9,428,031Premium filed
- $22,114,602Indemnity paid
- $50,884,604Liability insured
- 111,276Quantity planted
- 107,976Quantity lost
- 1,370Policies
- 1,369Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $10,252,470 indemnity · 10 years
- Flood $5,534,071 indemnity · 7 years
- Drought $5,435,159 indemnity · 6 years
- Decline in Price $377,912 indemnity · 8 years
- Cold Wet Weather $311,452 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $153,185 indemnity · 2 years
Grain Sorghum 10 years filed
- 0.16Low end of the filed band
- 1.65Middle of the filed band
- 2.43High end of the filed band
- 2015Worst year filed (2.67)
- 10Years filed
- $476,653Premium filed
- $931,246Indemnity paid
- $1,991,473Liability insured
- 6,596Quantity planted
- 5,800Quantity lost
- 95Policies
- 94Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $792,819 indemnity · 7 years
- Flood $73,401 indemnity · 5 years
- Drought $55,980 indemnity · 5 years
- Decline in Price $7,018 indemnity · 4 years
- Cold Wet Weather $2,027 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Livingston County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.