Crop-loss band · Missouri
Mississippi County, Missouri — crop-loss band
- 1.63Low end of the filed band
- 2.72Middle of the filed band
- 4.55High end of the filed band
- 2019Worst year filed (4.99)
- 10Years filed
Every year the Risk Management Agency has filed for Mississippi County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 4.55 at the high end, with 2.72 in the middle. The worst year filed is 2019, at 4.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,095,683 | $4,990,755 | $15,162,099 | 342 | 342 | 4.55 |
| 2016 | $741,853 | $1,695,677 | $11,711,489 | 203 | 203 | 2.29 |
| 2017 | $837,460 | $2,437,392 | $11,707,596 | 197 | 197 | 2.91 |
| 2018 | $1,264,505 | $3,382,049 | $22,072,582 | 311 | 311 | 2.67 |
| 2019 | $2,651,609 | $13,229,883 | $33,166,790 | 712 | 704 | 4.99 |
| 2020 | $1,449,254 | $3,945,230 | $19,015,222 | 416 | 416 | 2.72 |
| 2021 | $1,697,599 | $2,759,367 | $21,030,896 | 271 | 271 | 1.63 |
| 2022 | $2,619,497 | $4,720,402 | $34,289,071 | 381 | 381 | 1.80 |
| 2023 | $1,869,484 | $6,180,494 | $25,542,700 | 293 | 293 | 3.31 |
| 2024 | $1,994,020 | $7,152,780 | $34,910,956 | 408 | 408 | 3.59 |
Commodities insured in Mississippi County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.11Low end of the filed band
- 2.21Middle of the filed band
- 5.20High end of the filed band
- 2019Worst year filed (6.97)
- 10Years filed
- $8,152,988Premium filed
- $26,702,330Indemnity paid
- $157,273,619Liability insured
- 441,710Quantity planted
- 331,249Quantity lost
- 2,148Policies
- 2,142Policies with a loss
- 3.28Loss ratio, whole span
Causes that carried the indemnity in Mississippi County
- Excess Moisture/Precipitation/Rain $17,809,397 indemnity · 10 years
- Flood $4,508,075 indemnity · 7 years
- Drought $2,003,453 indemnity · 8 years
- Heat $1,805,283 indemnity · 8 years
- Decline in Price $470,988 indemnity · 7 years
- Plant Disease $70,868 indemnity · 1 years
Corn 10 years filed
- 0.74Low end of the filed band
- 2.26Middle of the filed band
- 3.40High end of the filed band
- 2017Worst year filed (3.53)
- 10Years filed
- $5,724,299Premium filed
- $13,445,499Indemnity paid
- $53,900,065Liability insured
- 124,958Quantity planted
- 99,150Quantity lost
- 900Policies
- 898Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Mississippi County
- Excess Moisture/Precipitation/Rain $9,986,370 indemnity · 10 years
- Flood $1,691,851 indemnity · 5 years
- Heat $918,685 indemnity · 9 years
- Drought $409,467 indemnity · 6 years
- Wind/Excess Wind $207,523 indemnity · 5 years
- Decline in Price $105,159 indemnity · 6 years
Wheat 10 years filed
- 2.18Low end of the filed band
- 3.70Middle of the filed band
- 4.72High end of the filed band
- 2022Worst year filed (4.93)
- 10Years filed
- $1,326,006Premium filed
- $5,262,433Indemnity paid
- $7,824,939Liability insured
- 42,137Quantity planted
- 42,280Quantity lost
- 446Policies
- 446Policies with a loss
- 3.97Loss ratio, whole span
Causes that carried the indemnity in Mississippi County
- Excess Moisture/Precipitation/Rain $4,584,615 indemnity · 10 years
- Flood $305,707 indemnity · 7 years
- Cold Wet Weather $217,299 indemnity · 4 years
- Drought $70,995 indemnity · 1 years
- Heat $33,632 indemnity · 1 years
- Decline in Price $18,168 indemnity · 7 years
Potatoes 10 years filed
- 1.89Low end of the filed band
- 5.85Middle of the filed band
- 7.80High end of the filed band
- 2017Worst year filed (9.92)
- 10Years filed
- $1,017,671Premium filed
- $5,083,767Indemnity paid
- $9,610,778Liability insured
- 5,172Quantity planted
- 5,172Quantity lost
- 40Policies
- 40Policies with a loss
- 5.00Loss ratio, whole span
Causes that carried the indemnity in Mississippi County
- Excess Moisture/Precipitation/Rain $3,332,997 indemnity · 9 years
- Heat $1,669,098 indemnity · 5 years
- Cold Wet Weather $81,672 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Mississippi County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.