Crop-loss band · Missouri
New Madrid County, Missouri — crop-loss band
- 1.94Low end of the filed band
- 2.72Middle of the filed band
- 3.62High end of the filed band
- 2015Worst year filed (4.69)
- 10Years filed
Every year the Risk Management Agency has filed for New Madrid County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.94 at the low end to 3.62 at the high end, with 2.72 in the middle. The worst year filed is 2015, at 4.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,173,714 | $10,193,531 | $22,435,452 | 669 | 665 | 4.69 |
| 2016 | $1,582,057 | $4,270,725 | $13,958,226 | 406 | 398 | 2.70 |
| 2017 | $1,483,836 | $4,345,595 | $14,763,142 | 341 | 339 | 2.93 |
| 2018 | $1,423,761 | $3,030,520 | $14,777,671 | 342 | 336 | 2.13 |
| 2019 | $3,953,318 | $14,318,230 | $29,611,188 | 826 | 819 | 3.62 |
| 2020 | $2,358,169 | $7,463,988 | $22,237,940 | 653 | 651 | 3.17 |
| 2021 | $1,844,870 | $3,576,041 | $16,883,462 | 270 | 267 | 1.94 |
| 2022 | $7,178,990 | $19,497,041 | $56,734,247 | 756 | 756 | 2.72 |
| 2023 | $2,127,492 | $5,575,972 | $16,876,419 | 232 | 232 | 2.62 |
| 2024 | $4,269,169 | $13,368,512 | $39,229,852 | 584 | 584 | 3.13 |
Commodities insured in New Madrid County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.91Low end of the filed band
- 1.87Middle of the filed band
- 3.44High end of the filed band
- 2015Worst year filed (4.16)
- 10Years filed
- $12,996,712Premium filed
- $29,809,709Indemnity paid
- $129,524,874Liability insured
- 399,305Quantity planted
- 341,809Quantity lost
- 2,526Policies
- 2,522Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in New Madrid County
- Excess Moisture/Precipitation/Rain $21,727,794 indemnity · 10 years
- Heat $3,476,701 indemnity · 9 years
- Flood $2,785,036 indemnity · 6 years
- Drought $1,017,777 indemnity · 7 years
- Decline in Price $379,098 indemnity · 7 years
- Plant Disease $138,048 indemnity · 2 years
Cotton 10 years filed
- 3.19Low end of the filed band
- 4.88Middle of the filed band
- 8.33High end of the filed band
- 2015Worst year filed (10.72)
- 10Years filed
- $6,173,728Premium filed
- $24,942,156Indemnity paid
- $47,468,799Liability insured
- 82,561Quantity planted
- 138,284Quantity lost
- 949Policies
- 949Policies with a loss
- 4.04Loss ratio, whole span
Causes that carried the indemnity in New Madrid County
- Excess Moisture/Precipitation/Rain $16,166,529 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $6,402,725 indemnity · 4 years
- Hail $771,562 indemnity · 4 years
- Heat $683,582 indemnity · 4 years
- Wind/Excess Wind $354,994 indemnity · 3 years
- Cold Wet Weather $351,055 indemnity · 5 years
Corn 10 years filed
- 1.52Low end of the filed band
- 3.13Middle of the filed band
- 4.15High end of the filed band
- 2024Worst year filed (4.21)
- 10Years filed
- $4,354,253Premium filed
- $14,197,824Indemnity paid
- $40,332,624Liability insured
- 102,193Quantity planted
- 95,576Quantity lost
- 782Policies
- 776Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in New Madrid County
- Excess Moisture/Precipitation/Rain $11,134,769 indemnity · 10 years
- Heat $1,736,367 indemnity · 7 years
- Flood $535,561 indemnity · 4 years
- Drought $322,498 indemnity · 2 years
- Wind/Excess Wind $267,483 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $56,616 indemnity · 3 years
Rice 10 years filed
- 2.67Low end of the filed band
- 3.42Middle of the filed band
- 4.05High end of the filed band
- 2015Worst year filed (4.78)
- 10Years filed
- $3,849,642Premium filed
- $13,542,113Indemnity paid
- $24,955,791Liability insured
- 60,487Quantity planted
- 60,405Quantity lost
- 469Policies
- 447Policies with a loss
- 3.52Loss ratio, whole span
Causes that carried the indemnity in New Madrid County
- Excess Moisture/Precipitation/Rain $11,247,316 indemnity · 10 years
- Wind/Excess Wind $1,141,087 indemnity · 10 years
- Cold Wet Weather $519,494 indemnity · 5 years
- Heat $385,603 indemnity · 3 years
- Flood $130,424 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $105,672 indemnity · 2 years
Wheat 10 years filed
- 2.09Low end of the filed band
- 3.05Middle of the filed band
- 3.27High end of the filed band
- 2015Worst year filed (3.42)
- 10Years filed
- $1,021,040Premium filed
- $3,148,353Indemnity paid
- $5,225,511Liability insured
- 32,944Quantity planted
- 32,952Quantity lost
- 353Policies
- 353Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in New Madrid County
- Excess Moisture/Precipitation/Rain $2,818,113 indemnity · 10 years
- Freeze $106,365 indemnity · 3 years
- Flood $95,009 indemnity · 5 years
- Cold Wet Weather $66,058 indemnity · 3 years
- Drought $12,234 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $11,943 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the New Madrid County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.