Crop-loss band · Missouri
Ste. Genevieve County, Missouri — crop-loss band
- 1.07Low end of the filed band
- 2.18Middle of the filed band
- 2.81High end of the filed band
- 2019Worst year filed (3.46)
- 10Years filed
Every year the Risk Management Agency has filed for Ste. Genevieve County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.07 at the low end to 2.81 at the high end, with 2.18 in the middle. The worst year filed is 2019, at 3.46. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $414,922 | $1,101,120 | $1,826,780 | 127 | 127 | 2.65 |
| 2016 | $107,658 | $186,748 | $679,209 | 67 | 67 | 1.73 |
| 2017 | $515,951 | $1,148,606 | $2,595,075 | 133 | 133 | 2.23 |
| 2018 | $121,387 | $166,851 | $673,270 | 48 | 48 | 1.37 |
| 2019 | $637,525 | $2,205,064 | $2,598,472 | 175 | 175 | 3.46 |
| 2020 | $322,012 | $515,464 | $1,052,154 | 69 | 69 | 1.60 |
| 2021 | $208,909 | $223,256 | $751,839 | 38 | 38 | 1.07 |
| 2022 | $215,349 | $504,277 | $1,880,362 | 72 | 72 | 2.34 |
| 2023 | $369,753 | $1,039,349 | $3,777,265 | 102 | 102 | 2.81 |
| 2024 | $631,532 | $1,378,801 | $3,813,153 | 109 | 109 | 2.18 |
Commodities insured in Ste. Genevieve County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.01Low end of the filed band
- 2.04Middle of the filed band
- 3.10High end of the filed band
- 2019Worst year filed (3.81)
- 10Years filed
- $1,940,246Premium filed
- $4,722,501Indemnity paid
- $11,298,753Liability insured
- 35,611Quantity planted
- 32,131Quantity lost
- 563Policies
- 563Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Ste. Genevieve County
- Flood $2,097,506 indemnity · 9 years
- Drought $1,553,731 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $897,106 indemnity · 10 years
- Wildlife $148,021 indemnity · 9 years
- Decline in Price $20,164 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $3,198 indemnity · 2 years
Corn 10 years filed
- 1.22Low end of the filed band
- 2.07Middle of the filed band
- 3.14High end of the filed band
- 2018Worst year filed (4.73)
- 10Years filed
- $1,604,752Premium filed
- $3,747,035Indemnity paid
- $8,348,826Liability insured
- 20,631Quantity planted
- 19,691Quantity lost
- 377Policies
- 377Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Ste. Genevieve County
- Flood $1,941,783 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $847,383 indemnity · 9 years
- Drought $792,783 indemnity · 6 years
- Decline in Price $149,091 indemnity · 5 years
- Wildlife $10,203 indemnity · 3 years
- Mycotoxin $2,124 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Ste. Genevieve County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.