Crop-loss band · Missouri
Scotland County, Missouri — crop-loss band
- 0.45Low end of the filed band
- 1.15Middle of the filed band
- 1.75High end of the filed band
- 2015Worst year filed (2.67)
- 10Years filed
Every year the Risk Management Agency has filed for Scotland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.45 at the low end to 1.75 at the high end, with 1.15 in the middle. The worst year filed is 2015, at 2.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,860,062 | $7,637,035 | $15,585,164 | 531 | 530 | 2.67 |
| 2016 | $704,256 | $457,830 | $4,184,097 | 108 | 108 | 0.65 |
| 2017 | $1,455,417 | $1,834,081 | $8,877,800 | 140 | 139 | 1.26 |
| 2018 | $2,488,264 | $4,353,249 | $16,886,096 | 354 | 354 | 1.75 |
| 2019 | $3,129,833 | $3,592,871 | $18,802,037 | 349 | 348 | 1.15 |
| 2020 | $1,711,747 | $2,033,665 | $12,391,183 | 233 | 233 | 1.19 |
| 2021 | $2,201,470 | $1,574,911 | $14,033,308 | 247 | 245 | 0.72 |
| 2022 | $2,032,455 | $1,871,943 | $14,794,403 | 223 | 223 | 0.92 |
| 2023 | $1,167,933 | $1,391,465 | $8,545,570 | 122 | 122 | 1.19 |
| 2024 | $1,055,984 | $470,760 | $7,960,685 | 114 | 114 | 0.45 |
Commodities insured in Scotland County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.38Low end of the filed band
- 0.94Middle of the filed band
- 1.55High end of the filed band
- 2015Worst year filed (2.17)
- 10Years filed
- $10,609,462Premium filed
- $12,968,320Indemnity paid
- $57,335,219Liability insured
- 119,936Quantity planted
- 103,131Quantity lost
- 1,093Policies
- 1,092Policies with a loss
- 1.22Loss ratio, whole span
Causes that carried the indemnity in Scotland County
- Excess Moisture/Precipitation/Rain $7,070,537 indemnity · 8 years
- Drought $5,030,324 indemnity · 9 years
- Cold Wet Weather $332,461 indemnity · 9 years
- Decline in Price $211,583 indemnity · 7 years
- Wind/Excess Wind $138,253 indemnity · 2 years
- Heat $100,035 indemnity · 4 years
Soybeans 10 years filed
- 0.52Low end of the filed band
- 1.14Middle of the filed band
- 2.05High end of the filed band
- 2015Worst year filed (3.33)
- 10Years filed
- $8,197,959Premium filed
- $12,249,490Indemnity paid
- $64,725,124Liability insured
- 180,367Quantity planted
- 146,430Quantity lost
- 1,328Policies
- 1,324Policies with a loss
- 1.49Loss ratio, whole span
Causes that carried the indemnity in Scotland County
- Excess Moisture/Precipitation/Rain $6,884,044 indemnity · 10 years
- Drought $4,712,268 indemnity · 9 years
- Decline in Price $284,908 indemnity · 4 years
- Cold Wet Weather $257,526 indemnity · 10 years
- Flood $44,951 indemnity · 4 years
- Heat $37,269 indemnity · 4 years
Every county-crop the agency files in Missouri → Buy the Scotland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.