Crop-loss band · Montana
Big Horn County, Montana — crop-loss band
- 2.23Low end of the filed band
- 2.87Middle of the filed band
- 4.21High end of the filed band
- 2020Worst year filed (5.78)
- 10Years filed
Every year the Risk Management Agency has filed for Big Horn County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.23 at the low end to 4.21 at the high end, with 2.87 in the middle. The worst year filed is 2020, at 5.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,033,835 | $2,300,754 | $6,415,238 | 200 | 196 | 2.23 |
| 2016 | $649,599 | $1,508,159 | $3,725,408 | 135 | 133 | 2.32 |
| 2017 | $493,216 | $1,264,463 | $3,201,654 | 142 | 141 | 2.56 |
| 2018 | $944,844 | $3,837,183 | $7,362,982 | 207 | 207 | 4.06 |
| 2019 | $735,736 | $3,094,953 | $5,836,626 | 169 | 169 | 4.21 |
| 2020 | $810,721 | $4,684,918 | $7,563,425 | 202 | 200 | 5.78 |
| 2021 | $1,665,800 | $4,772,689 | $10,779,770 | 237 | 235 | 2.87 |
| 2022 | $1,822,656 | $5,599,446 | $11,974,089 | 219 | 219 | 3.07 |
| 2023 | $2,171,354 | $6,732,348 | $13,773,639 | 178 | 178 | 3.10 |
| 2024 | $3,172,223 | $7,211,075 | $22,370,887 | 201 | 201 | 2.27 |
Commodities insured in Big Horn County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.20Low end of the filed band
- 2.38Middle of the filed band
- 3.24High end of the filed band
- 2023Worst year filed (3.47)
- 10Years filed
- $5,055,799Premium filed
- $14,225,035Indemnity paid
- $29,841,930Liability insured
- 2,585,112Quantity planted
- 0Quantity lost
- 258Policies
- 258Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Big Horn County
- ARPI/SCO/STAX Crops Only $14,225,035 indemnity · 10 years
Wheat 10 years filed
- 1.57Low end of the filed band
- 2.56Middle of the filed band
- 3.44High end of the filed band
- 2018Worst year filed (3.45)
- 10Years filed
- $4,553,105Premium filed
- $13,023,170Indemnity paid
- $28,034,097Liability insured
- 169,548Quantity planted
- 163,998Quantity lost
- 793Policies
- 790Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Big Horn County
- Hail $5,525,795 indemnity · 10 years
- Drought $3,059,402 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,366,420 indemnity · 7 years
- Cold Wet Weather $765,397 indemnity · 7 years
- Heat $750,849 indemnity · 8 years
- Wind/Excess Wind $537,074 indemnity · 7 years
Sugar Beets 10 years filed
- 1.36Low end of the filed band
- 4.55Middle of the filed band
- 12.88High end of the filed band
- 2016Worst year filed (15.72)
- 10Years filed
- $1,240,445Premium filed
- $6,585,240Indemnity paid
- $22,242,078Liability insured
- 15,439Quantity planted
- 14,222Quantity lost
- 243Policies
- 243Policies with a loss
- 5.31Loss ratio, whole span
Causes that carried the indemnity in Big Horn County
- Freeze $3,628,385 indemnity · 7 years
- Hail $1,090,116 indemnity · 9 years
- Cold Wet Weather $896,018 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $542,596 indemnity · 5 years
- Wind/Excess Wind $313,494 indemnity · 3 years
- Heat $49,971 indemnity · 4 years
Barley 10 years filed
- 2.82Low end of the filed band
- 3.42Middle of the filed band
- 5.50High end of the filed band
- 2018Worst year filed (5.53)
- 10Years filed
- $727,758Premium filed
- $3,174,861Indemnity paid
- $5,897,379Liability insured
- 19,670Quantity planted
- 19,766Quantity lost
- 218Policies
- 218Policies with a loss
- 4.36Loss ratio, whole span
Causes that carried the indemnity in Big Horn County
- Hail $1,800,484 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $839,790 indemnity · 4 years
- Heat $286,210 indemnity · 5 years
- Wind/Excess Wind $75,482 indemnity · 2 years
- Tornado $72,991 indemnity · 1 years
- Cold Wet Weather $26,369 indemnity · 2 years
Forage Production 10 years filed
- 1.17Low end of the filed band
- 1.64Middle of the filed band
- 2.73High end of the filed band
- 2020Worst year filed (2.78)
- 10Years filed
- $1,250,128Premium filed
- $2,595,512Indemnity paid
- $4,489,411Liability insured
- 43,491Quantity planted
- 43,568Quantity lost
- 286Policies
- 278Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Big Horn County
- Drought $2,048,068 indemnity · 8 years
- Hail $144,231 indemnity · 5 years
- Insects $95,013 indemnity · 5 years
- Cold Wet Weather $75,378 indemnity · 1 years
- Frost $64,599 indemnity · 2 years
- Freeze $50,203 indemnity · 3 years
Alfalfa Seed 9 years filed
- 1.12Low end of the filed band
- 2.44Middle of the filed band
- 5.50High end of the filed band
- 2023Worst year filed (5.50)
- 9Years filed
- $271,689Premium filed
- $705,855Indemnity paid
- $1,111,433Liability insured
- 1,429Quantity planted
- 1,429Quantity lost
- 37Policies
- 37Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Big Horn County
- Hail $513,413 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $67,765 indemnity · 3 years
- Heat $46,637 indemnity · 1 years
- Wind/Excess Wind $41,988 indemnity · 2 years
- Cold Winter $36,052 indemnity · 1 years
Safflower 9 years filed
- 1.33Low end of the filed band
- 1.94Middle of the filed band
- 3.07High end of the filed band
- 2015Worst year filed (3.07)
- 9Years filed
- $401,060Premium filed
- $696,315Indemnity paid
- $1,387,390Liability insured
- 14,059Quantity planted
- 14,059Quantity lost
- 55Policies
- 55Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Big Horn County
- Drought $376,734 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $180,821 indemnity · 5 years
- Hail $67,857 indemnity · 2 years
- Cold Wet Weather $44,830 indemnity · 2 years
- Heat $13,905 indemnity · 3 years
- Wind/Excess Wind $4,583 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Big Horn County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.