Crop-loss band · Montana
Golden Valley County, Montana — crop-loss band
- 1.12Low end of the filed band
- 1.97Middle of the filed band
- 2.74High end of the filed band
- 2021Worst year filed (3.40)
- 10Years filed
Every year the Risk Management Agency has filed for Golden Valley County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.12 at the low end to 2.74 at the high end, with 1.97 in the middle. The worst year filed is 2021, at 3.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $206,808 | $352,703 | $790,580 | 34 | 34 | 1.71 |
| 2016 | $286,779 | $385,851 | $916,076 | 37 | 37 | 1.35 |
| 2017 | $111,906 | $226,225 | $369,975 | 18 | 18 | 2.02 |
| 2018 | $195,552 | $490,321 | $556,770 | 26 | 26 | 2.51 |
| 2019 | $89,291 | $230,814 | $353,611 | 17 | 17 | 2.59 |
| 2020 | $110,715 | $217,636 | $404,331 | 14 | 13 | 1.97 |
| 2021 | $703,744 | $2,392,914 | $3,483,271 | 65 | 65 | 3.40 |
| 2022 | $781,558 | $1,243,889 | $2,970,407 | 42 | 42 | 1.59 |
| 2023 | $95,241 | $106,644 | $627,253 | 7 | 7 | 1.12 |
| 2024 | $430,374 | $1,178,405 | $2,400,856 | 42 | 42 | 2.74 |
Commodities insured in Golden Valley County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.79Low end of the filed band
- 1.73Middle of the filed band
- 3.04High end of the filed band
- 2021Worst year filed (3.54)
- 10Years filed
- $1,712,505Premium filed
- $3,874,818Indemnity paid
- $8,308,176Liability insured
- 62,629Quantity planted
- 61,712Quantity lost
- 131Policies
- 131Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Hail $1,546,883 indemnity · 8 years
- Drought $1,215,340 indemnity · 5 years
- Heat $643,416 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $176,729 indemnity · 3 years
- Cold Winter $82,876 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $82,677 indemnity · 2 years
Barley 8 years filed
- 0.71Low end of the filed band
- 1.94Middle of the filed band
- 2.86High end of the filed band
- 2018Worst year filed (2.86)
- 8Years filed
- $584,411Premium filed
- $1,050,378Indemnity paid
- $1,800,447Liability insured
- 21,838Quantity planted
- 22,127Quantity lost
- 66Policies
- 66Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Drought $344,299 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $260,576 indemnity · 3 years
- Hail $256,360 indemnity · 5 years
- Heat $95,752 indemnity · 3 years
- Insects $49,718 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $39,526 indemnity · 2 years
Dry Peas 6 years filed
- 0.68Low end of the filed band
- 2.90Middle of the filed band
- 11.15High end of the filed band
- 2019Worst year filed (11.15)
- 6Years filed
- $286,393Premium filed
- $956,436Indemnity paid
- $1,319,570Liability insured
- 13,473Quantity planted
- 13,473Quantity lost
- 25Policies
- 25Policies with a loss
- 3.34Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Heat $405,015 indemnity · 2 years
- Hail $356,897 indemnity · 3 years
- Drought $122,741 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $71,783 indemnity · 2 years
Forage Production 8 years filed
- 1.50Low end of the filed band
- 1.97Middle of the filed band
- 3.23High end of the filed band
- 2021Worst year filed (3.23)
- 8Years filed
- $428,659Premium filed
- $943,770Indemnity paid
- $1,444,936Liability insured
- 19,468Quantity planted
- 19,560Quantity lost
- 80Policies
- 79Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Golden Valley County
- Drought $634,708 indemnity · 6 years
- Hail $174,664 indemnity · 3 years
- Insects $42,379 indemnity · 1 years
- Heat $36,657 indemnity · 5 years
- Cold Winter $19,396 indemnity · 1 years
- Flood $19,345 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Golden Valley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.