Crop-loss band · Montana
Lewis and Clark County, Montana — crop-loss band
- 1.39Low end of the filed band
- 2.18Middle of the filed band
- 3.45High end of the filed band
- 2017Worst year filed (4.57)
- 10Years filed
Every year the Risk Management Agency has filed for Lewis and Clark County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.39 at the low end to 3.45 at the high end, with 2.18 in the middle. The worst year filed is 2017, at 4.57. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $94,463 | $244,971 | $668,513 | 11 | 11 | 2.59 |
| 2016 | $27,552 | $54,585 | $206,117 | 9 | 9 | 1.98 |
| 2017 | $9,677 | $44,248 | $49,069 | 4 | 4 | 4.57 |
| 2018 | $63,243 | $210,878 | $360,053 | 8 | 8 | 3.33 |
| 2019 | $74,821 | $104,021 | $525,202 | 9 | 9 | 1.39 |
| 2020 | $119,146 | $260,257 | $643,950 | 8 | 8 | 2.18 |
| 2021 | $132,233 | $456,422 | $808,673 | 14 | 14 | 3.45 |
| 2022 | $400,294 | $1,158,116 | $2,445,243 | 27 | 27 | 2.89 |
| 2023 | $317,119 | $525,729 | $1,665,933 | 30 | 30 | 1.66 |
| 2024 | $715,378 | $1,147,956 | $3,869,334 | 63 | 63 | 1.60 |
Commodities insured in Lewis and Clark County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 1.44Low end of the filed band
- 1.62Middle of the filed band
- 3.17High end of the filed band
- 2018Worst year filed (3.17)
- 7Years filed
- $1,472,765Premium filed
- $2,503,996Indemnity paid
- $8,176,449Liability insured
- 547,415Quantity planted
- 0Quantity lost
- 116Policies
- 116Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Lewis and Clark County
- ARPI/SCO/STAX/MP Crops Only $2,503,996 indemnity · 7 years
Wheat 10 years filed
- 1.25Low end of the filed band
- 2.59Middle of the filed band
- 4.57High end of the filed band
- 2022Worst year filed (5.72)
- 10Years filed
- $481,161Premium filed
- $1,703,187Indemnity paid
- $3,065,638Liability insured
- 18,310Quantity planted
- 18,712Quantity lost
- 67Policies
- 67Policies with a loss
- 3.54Loss ratio, whole span
Causes that carried the indemnity in Lewis and Clark County
- Drought $650,116 indemnity · 7 years
- Wind/Excess Wind $411,237 indemnity · 1 years
- Heat $302,184 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $99,236 indemnity · 3 years
- Decline in Price $73,866 indemnity · 5 years
- Cold Wet Weather $69,611 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Lewis and Clark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.