Crop-loss band · Montana
Sheridan County, Montana — crop-loss band
- 2.37Low end of the filed band
- 2.63Middle of the filed band
- 3.66High end of the filed band
- 2017Worst year filed (3.70)
- 10Years filed
Every year the Risk Management Agency has filed for Sheridan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.37 at the low end to 3.66 at the high end, with 2.63 in the middle. The worst year filed is 2017, at 3.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,148,816 | $2,726,670 | $7,304,454 | 314 | 314 | 2.37 |
| 2016 | $861,583 | $2,269,534 | $5,158,348 | 167 | 167 | 2.63 |
| 2017 | $10,465,638 | $38,705,455 | $69,014,659 | 1,503 | 1,503 | 3.70 |
| 2018 | $3,256,583 | $11,540,735 | $21,339,658 | 485 | 485 | 3.54 |
| 2019 | $2,838,666 | $10,327,128 | $18,867,640 | 677 | 677 | 3.64 |
| 2020 | $966,211 | $2,497,850 | $5,547,153 | 248 | 248 | 2.59 |
| 2021 | $9,939,732 | $36,367,693 | $63,046,163 | 1,175 | 1,174 | 3.66 |
| 2022 | $3,510,141 | $8,804,630 | $18,263,210 | 398 | 398 | 2.51 |
| 2023 | $5,795,401 | $14,748,526 | $33,860,291 | 501 | 501 | 2.54 |
| 2024 | $10,758,366 | $29,788,098 | $69,889,405 | 749 | 749 | 2.77 |
Commodities insured in Sheridan County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.96Low end of the filed band
- 2.67Middle of the filed band
- 3.73High end of the filed band
- 2021Worst year filed (4.31)
- 10Years filed
- $25,110,321Premium filed
- $86,560,783Indemnity paid
- $178,319,916Liability insured
- 1,075,575Quantity planted
- 1,077,062Quantity lost
- 3,085Policies
- 3,084Policies with a loss
- 3.45Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $64,255,272 indemnity · 9 years
- Hail $6,649,309 indemnity · 10 years
- Heat $4,520,127 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,037,389 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $2,666,752 indemnity · 5 years
- Insects $1,487,810 indemnity · 7 years
Dry Peas 10 years filed
- 1.89Low end of the filed band
- 2.66Middle of the filed band
- 3.58High end of the filed band
- 2019Worst year filed (3.91)
- 10Years filed
- $21,722,548Premium filed
- $62,378,084Indemnity paid
- $117,724,628Liability insured
- 573,233Quantity planted
- 574,533Quantity lost
- 2,207Policies
- 2,207Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $39,671,878 indemnity · 10 years
- Hail $9,715,503 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,884,975 indemnity · 9 years
- Insects $2,512,248 indemnity · 4 years
- Heat $2,275,577 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $2,150,502 indemnity · 4 years
Canola 9 years filed
- 2.25Low end of the filed band
- 3.69Middle of the filed band
- 7.72High end of the filed band
- 2015Worst year filed (7.72)
- 9Years filed
- $1,053,065Premium filed
- $3,959,516Indemnity paid
- $6,925,304Liability insured
- 36,958Quantity planted
- 36,958Quantity lost
- 210Policies
- 210Policies with a loss
- 3.76Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $2,842,847 indemnity · 8 years
- Heat $303,319 indemnity · 4 years
- Hail $290,682 indemnity · 5 years
- Wind/Excess Wind $209,376 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $180,148 indemnity · 2 years
- Insects $41,199 indemnity · 2 years
Flax 9 years filed
- 1.99Low end of the filed band
- 3.59Middle of the filed band
- 5.30High end of the filed band
- 2019Worst year filed (5.30)
- 9Years filed
- $686,489Premium filed
- $2,441,496Indemnity paid
- $4,158,481Liability insured
- 30,804Quantity planted
- 31,224Quantity lost
- 207Policies
- 207Policies with a loss
- 3.56Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $1,834,437 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $202,670 indemnity · 6 years
- Hail $117,011 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $89,362 indemnity · 1 years
- Heat $76,311 indemnity · 5 years
- Cold Wet Weather $56,292 indemnity · 3 years
Forage Production 10 years filed
- 1.47Low end of the filed band
- 2.93Middle of the filed band
- 3.46High end of the filed band
- 2017Worst year filed (6.70)
- 10Years filed
- $444,198Premium filed
- $1,435,190Indemnity paid
- $2,642,098Liability insured
- 21,851Quantity planted
- 21,799Quantity lost
- 191Policies
- 191Policies with a loss
- 3.23Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Drought $1,254,416 indemnity · 10 years
- Heat $124,831 indemnity · 5 years
- Insects $12,996 indemnity · 1 years
- Hail $12,830 indemnity · 2 years
- Frost $11,600 indemnity · 3 years
- XX $5,289 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.49Low end of the filed band
- 1.73Middle of the filed band
- 2.60High end of the filed band
- 2021Worst year filed (2.61)
- 10Years filed
- $271,275Premium filed
- $529,912Indemnity paid
- $1,446,435Liability insured
- 129,358Quantity planted
- 0Quantity lost
- 289Policies
- 289Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- ARPI/SCO/STAX Crops Only $529,912 indemnity · 10 years
Mustard 5 years filed
- 1.00Low end of the filed band
- 1.93Middle of the filed band
- 2.05High end of the filed band
- 2019Worst year filed (2.05)
- 5Years filed
- $253,240Premium filed
- $471,338Indemnity paid
- $1,074,118Liability insured
- 5,051Quantity planted
- 5,051Quantity lost
- 28Policies
- 28Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Sheridan County
- Excess Moisture/Precipitation/Rain $153,754 indemnity · 3 years
- Hail $152,939 indemnity · 1 years
- Drought $115,958 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $33,941 indemnity · 3 years
- Heat $14,747 indemnity · 2 years
Every county-crop the agency files in Montana → Buy the Sheridan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.