Crop-loss band · North Carolina
Cleveland County, North Carolina — crop-loss band
- 1.24Low end of the filed band
- 1.64Middle of the filed band
- 3.40High end of the filed band
- 2024Worst year filed (5.77)
- 10Years filed
Every year the Risk Management Agency has filed for Cleveland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.24 at the low end to 3.40 at the high end, with 1.64 in the middle. The worst year filed is 2024, at 5.77. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $726,113 | $2,468,403 | $4,475,467 | 227 | 227 | 3.40 |
| 2016 | $403,678 | $655,715 | $1,833,070 | 103 | 103 | 1.62 |
| 2017 | $369,757 | $550,546 | $1,154,235 | 16 | 16 | 1.49 |
| 2018 | $352,572 | $882,288 | $1,952,756 | 43 | 43 | 2.50 |
| 2019 | $319,057 | $641,461 | $1,606,225 | 138 | 138 | 2.01 |
| 2020 | $323,438 | $399,807 | $642,375 | 26 | 26 | 1.24 |
| 2021 | $365,819 | $531,363 | $665,375 | 23 | 23 | 1.45 |
| 2022 | $370,585 | $647,128 | $1,888,542 | 67 | 67 | 1.75 |
| 2023 | $423,476 | $693,490 | $1,513,042 | 73 | 73 | 1.64 |
| 2024 | $365,860 | $2,112,131 | $4,608,408 | 244 | 244 | 5.77 |
Commodities insured in Cleveland County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 10 years filed
- 1.19Low end of the filed band
- 1.38Middle of the filed band
- 1.80High end of the filed band
- 2018Worst year filed (2.59)
- 10Years filed
- $2,841,208Premium filed
- $4,390,892Indemnity paid
- $6,894,828Liability insured
- 1,499Quantity planted
- 1,051Quantity lost
- 37Policies
- 37Policies with a loss
- 1.55Loss ratio, whole span
Causes that carried the indemnity in Cleveland County
- Freeze $3,305,144 indemnity · 9 years
- Hail $440,482 indemnity · 1 years
- Cold Wet Weather $206,873 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $144,834 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $138,022 indemnity · 4 years
- Hurricane $71,752 indemnity · 1 years
Soybeans 10 years filed
- 1.59Low end of the filed band
- 2.53Middle of the filed band
- 4.25High end of the filed band
- 2024Worst year filed (6.88)
- 10Years filed
- $785,339Premium filed
- $2,903,562Indemnity paid
- $8,162,471Liability insured
- 34,264Quantity planted
- 33,577Quantity lost
- 655Policies
- 655Policies with a loss
- 3.70Loss ratio, whole span
Causes that carried the indemnity in Cleveland County
- Drought $1,581,788 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $428,603 indemnity · 10 years
- Tropical Storm $360,957 indemnity · 1 years
- Wildlife $186,729 indemnity · 9 years
- XX $122,855 indemnity · 6 years
- Decline in Price $114,682 indemnity · 7 years
Corn 10 years filed
- 0.43Low end of the filed band
- 2.96Middle of the filed band
- 7.83High end of the filed band
- 2024Worst year filed (7.86)
- 10Years filed
- $393,809Premium filed
- $2,287,878Indemnity paid
- $5,282,196Liability insured
- 13,278Quantity planted
- 13,219Quantity lost
- 268Policies
- 268Policies with a loss
- 5.81Loss ratio, whole span
Causes that carried the indemnity in Cleveland County
- Drought $1,358,076 indemnity · 10 years
- Tropical Storm $339,933 indemnity · 1 years
- Heat $247,433 indemnity · 6 years
- Decline in Price $139,548 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $103,227 indemnity · 6 years
- XX $72,319 indemnity · 5 years
Every county-crop the agency files in North Carolina → Buy the Cleveland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.