Crop-loss band · North Carolina
Granville County, North Carolina — crop-loss band
- 2.17Low end of the filed band
- 3.78Middle of the filed band
- 4.45High end of the filed band
- 2015Worst year filed (5.26)
- 10Years filed
Every year the Risk Management Agency has filed for Granville County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.17 at the low end to 4.45 at the high end, with 3.78 in the middle. The worst year filed is 2015, at 5.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $201,747 | $1,060,636 | $2,010,408 | 103 | 101 | 5.26 |
| 2016 | $589,761 | $2,626,918 | $5,613,747 | 131 | 131 | 4.45 |
| 2017 | $322,775 | $1,087,570 | $2,471,045 | 73 | 73 | 3.37 |
| 2018 | $601,566 | $2,517,444 | $4,641,081 | 144 | 141 | 4.18 |
| 2019 | $559,779 | $2,070,917 | $4,059,235 | 163 | 163 | 3.70 |
| 2020 | $588,265 | $2,493,166 | $5,060,376 | 187 | 187 | 4.24 |
| 2021 | $230,551 | $700,007 | $1,476,435 | 87 | 87 | 3.04 |
| 2022 | $352,946 | $1,333,615 | $2,702,326 | 118 | 118 | 3.78 |
| 2023 | $573,734 | $1,243,054 | $3,064,377 | 151 | 151 | 2.17 |
| 2024 | $1,043,735 | $4,043,318 | $7,244,728 | 226 | 226 | 3.87 |
Commodities insured in Granville County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 3.86Low end of the filed band
- 4.89Middle of the filed band
- 5.71High end of the filed band
- 2015Worst year filed (6.52)
- 10Years filed
- $2,792,497Premium filed
- $14,170,464Indemnity paid
- $29,586,704Liability insured
- 8,237Quantity planted
- 8,241Quantity lost
- 560Policies
- 558Policies with a loss
- 5.07Loss ratio, whole span
Causes that carried the indemnity in Granville County
- Excess Moisture/Precipitation/Rain $4,275,651 indemnity · 10 years
- Drought $3,105,420 indemnity · 10 years
- Hurricane/Tropical Depression $1,492,574 indemnity · 6 years
- Heat $1,343,861 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,253,625 indemnity · 5 years
- Plant Disease $970,760 indemnity · 9 years
Soybeans 10 years filed
- 1.43Low end of the filed band
- 2.16Middle of the filed band
- 2.95High end of the filed band
- 2020Worst year filed (3.30)
- 10Years filed
- $1,434,557Premium filed
- $2,934,542Indemnity paid
- $5,101,333Liability insured
- 22,012Quantity planted
- 22,988Quantity lost
- 534Policies
- 533Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Granville County
- Drought $1,451,787 indemnity · 10 years
- Heat $664,728 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $564,858 indemnity · 10 years
- Wildlife $158,205 indemnity · 9 years
- Hurricane/Tropical Depression $36,772 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $24,033 indemnity · 2 years
Corn 10 years filed
- 0.61Low end of the filed band
- 2.25Middle of the filed band
- 2.71High end of the filed band
- 2024Worst year filed (4.11)
- 10Years filed
- $457,946Premium filed
- $1,286,431Indemnity paid
- $2,180,425Liability insured
- 6,942Quantity planted
- 6,968Quantity lost
- 151Policies
- 151Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Granville County
- Drought $618,364 indemnity · 10 years
- Heat $457,221 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $167,311 indemnity · 6 years
- Hurricane/Tropical Depression $18,335 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $14,562 indemnity · 1 years
- Hurricane $7,241 indemnity · 1 years
Wheat 10 years filed
- 1.35Low end of the filed band
- 1.94Middle of the filed band
- 2.78High end of the filed band
- 2022Worst year filed (3.29)
- 10Years filed
- $379,859Premium filed
- $785,208Indemnity paid
- $1,475,296Liability insured
- 9,128Quantity planted
- 9,173Quantity lost
- 138Policies
- 136Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Granville County
- Excess Moisture/Precipitation/Rain $701,037 indemnity · 10 years
- Cold Winter $21,619 indemnity · 3 years
- Cold Wet Weather $15,435 indemnity · 3 years
- Freeze $15,115 indemnity · 2 years
- Drought $10,927 indemnity · 3 years
- Hurricane/Tropical Depression $8,062 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Granville County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.