Crop-loss band · North Carolina
Lincoln County, North Carolina — crop-loss band
- 1.49Low end of the filed band
- 2.19Middle of the filed band
- 4.01High end of the filed band
- 2015Worst year filed (5.48)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.49 at the low end to 4.01 at the high end, with 2.19 in the middle. The worst year filed is 2015, at 5.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $116,617 | $639,045 | $1,063,071 | 77 | 77 | 5.48 |
| 2016 | $59,074 | $236,596 | $497,160 | 69 | 69 | 4.01 |
| 2017 | $76,985 | $230,183 | $418,806 | 15 | 15 | 2.99 |
| 2018 | $172,149 | $454,507 | $1,172,948 | 60 | 60 | 2.64 |
| 2019 | $202,131 | $536,362 | $998,788 | 74 | 74 | 2.65 |
| 2020 | $144,017 | $235,061 | $284,657 | 21 | 21 | 1.63 |
| 2021 | $158,190 | $260,400 | $304,241 | 23 | 23 | 1.65 |
| 2022 | $202,517 | $300,982 | $519,411 | 19 | 19 | 1.49 |
| 2023 | $239,071 | $377,742 | $562,970 | 26 | 26 | 1.58 |
| 2024 | $273,014 | $597,687 | $1,385,066 | 90 | 90 | 2.19 |
Commodities insured in Lincoln County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 10 years filed
- 1.31Low end of the filed band
- 1.65Middle of the filed band
- 3.21High end of the filed band
- 2015Worst year filed (4.47)
- 10Years filed
- $1,276,892Premium filed
- $2,374,575Indemnity paid
- $3,556,600Liability insured
- 647Quantity planted
- 385Quantity lost
- 61Policies
- 61Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Freeze $881,507 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $681,559 indemnity · 5 years
- Plant Disease $328,132 indemnity · 2 years
- Cold Wet Weather $174,526 indemnity · 2 years
- Heat $102,951 indemnity · 2 years
- Hurricane $84,753 indemnity · 1 years
Soybeans 10 years filed
- 1.75Low end of the filed band
- 3.89Middle of the filed band
- 5.20High end of the filed band
- 2015Worst year filed (6.20)
- 10Years filed
- $366,873Premium filed
- $1,493,990Indemnity paid
- $3,650,518Liability insured
- 15,852Quantity planted
- 15,785Quantity lost
- 413Policies
- 413Policies with a loss
- 4.07Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $852,343 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $258,921 indemnity · 9 years
- Heat $111,558 indemnity · 7 years
- XX $80,391 indemnity · 7 years
- Decline in Price $68,168 indemnity · 7 years
- Tropical Storm $47,535 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.