Crop-loss band · North Carolina
Rockingham County, North Carolina — crop-loss band
- 2.20Low end of the filed band
- 3.72Middle of the filed band
- 6.01High end of the filed band
- 2015Worst year filed (6.29)
- 10Years filed
Every year the Risk Management Agency has filed for Rockingham County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.20 at the low end to 6.01 at the high end, with 3.72 in the middle. The worst year filed is 2015, at 6.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $576,668 | $3,627,256 | $6,162,645 | 243 | 243 | 6.29 |
| 2016 | $742,728 | $4,466,637 | $8,466,718 | 255 | 255 | 6.01 |
| 2017 | $756,345 | $4,422,683 | $7,759,499 | 232 | 229 | 5.85 |
| 2018 | $959,101 | $5,445,449 | $9,278,310 | 250 | 248 | 5.68 |
| 2019 | $1,158,846 | $3,634,169 | $7,246,587 | 288 | 288 | 3.14 |
| 2020 | $799,290 | $2,131,060 | $4,739,514 | 245 | 245 | 2.67 |
| 2021 | $420,961 | $970,175 | $2,290,498 | 114 | 114 | 2.30 |
| 2022 | $644,158 | $2,394,798 | $4,063,986 | 163 | 163 | 3.72 |
| 2023 | $706,386 | $1,551,951 | $3,518,527 | 145 | 145 | 2.20 |
| 2024 | $1,306,215 | $6,142,464 | $7,917,416 | 303 | 303 | 4.70 |
Commodities insured in Rockingham County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 3.18Low end of the filed band
- 4.99Middle of the filed band
- 8.18High end of the filed band
- 2015Worst year filed (10.38)
- 10Years filed
- $4,719,254Premium filed
- $28,447,291Indemnity paid
- $50,090,191Liability insured
- 14,466Quantity planted
- 14,470Quantity lost
- 975Policies
- 975Policies with a loss
- 6.03Loss ratio, whole span
Causes that carried the indemnity in Rockingham County
- Drought $7,783,281 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $5,642,597 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $4,602,230 indemnity · 6 years
- Hurricane/Tropical Depression $3,675,279 indemnity · 4 years
- Heat $1,851,543 indemnity · 9 years
- Plant Disease $975,496 indemnity · 10 years
Soybeans 10 years filed
- 1.24Low end of the filed band
- 1.88Middle of the filed band
- 1.98High end of the filed band
- 2020Worst year filed (2.10)
- 10Years filed
- $2,098,046Premium filed
- $3,914,275Indemnity paid
- $6,746,109Liability insured
- 31,231Quantity planted
- 32,092Quantity lost
- 754Policies
- 754Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Rockingham County
- Drought $1,911,183 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $830,622 indemnity · 9 years
- Heat $405,739 indemnity · 7 years
- Wildlife $302,565 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $264,732 indemnity · 4 years
- Hurricane/Tropical Depression $89,375 indemnity · 3 years
Corn 10 years filed
- 1.16Low end of the filed band
- 1.41Middle of the filed band
- 2.96High end of the filed band
- 2024Worst year filed (3.41)
- 10Years filed
- $608,425Premium filed
- $1,285,457Indemnity paid
- $2,658,479Liability insured
- 8,512Quantity planted
- 8,132Quantity lost
- 249Policies
- 249Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Rockingham County
- Drought $504,760 indemnity · 9 years
- Heat $347,589 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $147,768 indemnity · 9 years
- Wind/Excess Wind $63,450 indemnity · 2 years
- Flood $54,817 indemnity · 3 years
- XX $51,361 indemnity · 5 years
Wheat 10 years filed
- 1.37Low end of the filed band
- 1.64Middle of the filed band
- 2.22High end of the filed band
- 2022Worst year filed (2.71)
- 10Years filed
- $644,972Premium filed
- $1,139,619Indemnity paid
- $1,948,921Liability insured
- 11,579Quantity planted
- 11,623Quantity lost
- 260Policies
- 255Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Rockingham County
- Excess Moisture/Precipitation/Rain $918,303 indemnity · 10 years
- Drought $75,733 indemnity · 6 years
- Freeze $51,369 indemnity · 4 years
- Cold Wet Weather $23,053 indemnity · 4 years
- Hurricane/Tropical Depression $17,469 indemnity · 1 years
- Plant Disease $9,978 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Rockingham County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.