Crop-loss band · North Carolina
Wilkes County, North Carolina — crop-loss band
- 1.53Low end of the filed band
- 2.95Middle of the filed band
- 3.90High end of the filed band
- 2016Worst year filed (4.86)
- 10Years filed
Every year the Risk Management Agency has filed for Wilkes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.53 at the low end to 3.90 at the high end, with 2.95 in the middle. The worst year filed is 2016, at 4.86. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $288,442 | $1,108,486 | $2,156,165 | 37 | 37 | 3.84 |
| 2016 | $201,027 | $977,326 | $1,972,814 | 31 | 31 | 4.86 |
| 2017 | $340,564 | $1,189,082 | $1,931,784 | 37 | 37 | 3.49 |
| 2018 | $478,522 | $1,627,675 | $2,515,931 | 42 | 42 | 3.40 |
| 2019 | $465,251 | $1,373,077 | $1,953,369 | 24 | 24 | 2.95 |
| 2020 | $550,330 | $1,199,136 | $2,186,634 | 31 | 31 | 2.18 |
| 2021 | $497,366 | $872,135 | $1,711,848 | 15 | 15 | 1.75 |
| 2022 | $735,594 | $1,125,026 | $2,358,846 | 36 | 36 | 1.53 |
| 2023 | $414,808 | $655,099 | $1,488,700 | 11 | 11 | 1.58 |
| 2024 | $772,286 | $3,012,277 | $4,242,506 | 79 | 79 | 3.90 |
Commodities insured in Wilkes County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 1.51Low end of the filed band
- 3.27Middle of the filed band
- 4.99High end of the filed band
- 2015Worst year filed (7.00)
- 10Years filed
- $2,951,344Premium filed
- $8,838,203Indemnity paid
- $15,663,091Liability insured
- 4,694Quantity planted
- 4,694Quantity lost
- 75Policies
- 75Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Wilkes County
- Drought $2,926,542 indemnity · 6 years
- Wind/Excess Wind $2,141,101 indemnity · 5 years
- Plant Disease $1,296,021 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,261,145 indemnity · 4 years
- Tropical Depression $791,068 indemnity · 1 years
- Heat $149,602 indemnity · 2 years
All Other Crops 10 years filed
- 1.08Low end of the filed band
- 1.78Middle of the filed band
- 2.56High end of the filed band
- 2016Worst year filed (2.68)
- 10Years filed
- $1,390,363Premium filed
- $2,325,836Indemnity paid
- $2,391,376Liability insured
- 1,251Quantity planted
- 743Quantity lost
- 101Policies
- 101Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Wilkes County
- Freeze $972,891 indemnity · 9 years
- Hail $370,618 indemnity · 3 years
- Frost $259,680 indemnity · 2 years
- XX $224,735 indemnity · 5 years
- Heat $175,625 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $164,209 indemnity · 4 years
Corn 10 years filed
- 2.43Low end of the filed band
- 3.33Middle of the filed band
- 6.98High end of the filed band
- 2021Worst year filed (12.05)
- 10Years filed
- $402,483Premium filed
- $1,975,280Indemnity paid
- $4,464,130Liability insured
- 10,536Quantity planted
- 10,533Quantity lost
- 167Policies
- 167Policies with a loss
- 4.91Loss ratio, whole span
Causes that carried the indemnity in Wilkes County
- Drought $1,125,835 indemnity · 10 years
- Heat $305,619 indemnity · 5 years
- Tropical Storm $122,174 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $106,332 indemnity · 4 years
- Hurricane/Tropical Depression $88,577 indemnity · 2 years
- Wind/Excess Wind $67,631 indemnity · 4 years
Every county-crop the agency files in North Carolina → Buy the Wilkes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.