Crop-loss band · North Carolina
Yadkin County, North Carolina — crop-loss band
- 2.23Low end of the filed band
- 3.52Middle of the filed band
- 5.19High end of the filed band
- 2024Worst year filed (5.90)
- 10Years filed
Every year the Risk Management Agency has filed for Yadkin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.23 at the low end to 5.19 at the high end, with 3.52 in the middle. The worst year filed is 2024, at 5.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $601,660 | $3,123,459 | $5,739,024 | 142 | 142 | 5.19 |
| 2016 | $486,367 | $1,727,525 | $3,961,595 | 83 | 83 | 3.55 |
| 2017 | $345,155 | $1,213,218 | $3,160,240 | 97 | 97 | 3.52 |
| 2018 | $705,262 | $2,561,561 | $5,360,374 | 109 | 109 | 3.63 |
| 2019 | $288,815 | $860,768 | $2,091,095 | 92 | 92 | 2.98 |
| 2020 | $261,557 | $584,097 | $2,173,518 | 91 | 91 | 2.23 |
| 2021 | $76,055 | $322,689 | $546,593 | 31 | 31 | 4.24 |
| 2022 | $385,427 | $1,236,451 | $2,915,254 | 61 | 61 | 3.21 |
| 2023 | $371,896 | $1,071,490 | $3,243,077 | 105 | 105 | 2.88 |
| 2024 | $1,474,840 | $8,695,540 | $13,460,826 | 354 | 354 | 5.90 |
Commodities insured in Yadkin County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 1.85Low end of the filed band
- 3.58Middle of the filed band
- 5.54High end of the filed band
- 2015Worst year filed (6.34)
- 10Years filed
- $3,078,442Premium filed
- $13,307,889Indemnity paid
- $22,919,906Liability insured
- 6,922Quantity planted
- 6,923Quantity lost
- 236Policies
- 236Policies with a loss
- 4.32Loss ratio, whole span
Causes that carried the indemnity in Yadkin County
- Drought $2,945,676 indemnity · 8 years
- Wind/Excess Wind $1,957,278 indemnity · 6 years
- Plant Disease $1,874,700 indemnity · 7 years
- Hurricane $1,816,786 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $1,730,697 indemnity · 6 years
- Hurricane/Tropical Depression $1,047,682 indemnity · 3 years
Corn 10 years filed
- 1.59Low end of the filed band
- 4.16Middle of the filed band
- 8.18High end of the filed band
- 2021Worst year filed (8.47)
- 10Years filed
- $684,420Premium filed
- $4,258,875Indemnity paid
- $8,627,895Liability insured
- 18,210Quantity planted
- 17,719Quantity lost
- 339Policies
- 339Policies with a loss
- 6.22Loss ratio, whole span
Causes that carried the indemnity in Yadkin County
- Drought $1,997,168 indemnity · 9 years
- Heat $923,019 indemnity · 6 years
- Flood $349,865 indemnity · 5 years
- Hurricane/Tropical Depression $308,592 indemnity · 2 years
- Tropical Storm $237,303 indemnity · 1 years
- Hurricane $175,026 indemnity · 1 years
Soybeans 10 years filed
- 1.76Low end of the filed band
- 2.44Middle of the filed band
- 3.54High end of the filed band
- 2024Worst year filed (4.46)
- 10Years filed
- $1,234,172Premium filed
- $3,830,034Indemnity paid
- $11,103,795Liability insured
- 35,652Quantity planted
- 33,537Quantity lost
- 590Policies
- 590Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Yadkin County
- Drought $1,672,970 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $628,422 indemnity · 9 years
- Heat $379,869 indemnity · 3 years
- Wildlife $244,764 indemnity · 10 years
- Flood $239,882 indemnity · 5 years
- Hurricane $231,869 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Yadkin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.